25 Concession Street, Cambridge, ON

$679,900
MLS#:X13517298
2 beds
2 baths
1200-1399 sqft
2.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $679,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1200-1399 sqft
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Brick & Beam
  • equipped with central air central cooling and highly efficient other heating via gas

Description

There's a certain kind of space that changes how you live-and this is one of them. Set within Cambridge's iconic Grand River Lofts, this two-bedroom, two-bathroom residence offers over 1,200 square feet of open, character-filled living. Exposed beams, stone walls, soaring ceilings, and oversized windows create a sense of volume and authenticity that's difficult to replicate-and even harder to find. But what truly sets this home apart isn't just what you see. Below, a full lower level-approximately equal in size to the main living space-offers something most condominiums simply don't: flexibility. Whether used for exceptional storage, a workshop, fitness space, hobby area, or something entirely your own, it dramatically expands what this home can become. Two rare side-by-side parking spaces add everyday convenience, while the single-level layout offers ease without compromise. Step outside and discover one of Cambridge's most vibrant neighbourhoods. River trails, cafés, restaurants, boutique shopping, the Gaslight District, Hamilton Family Theatre, and the Farmers' Market are all within walking distance. This isn't about fitting into a category. It's for someone seeking more character, more flexibility, and more possibility-without the maintenance demands of a traditional home. A rare offering in one of Downtown Galt's most distinctive addresses. **INTERBOARD LISTING: CORNERSTONE ASSOCIATION OF REALTORS**

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1200-1399 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date6/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick, Stone
BasementFull, Unfinished
CountyWaterloo
Annual Tax$4,979.94

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeOther
CoolingCentral Air

Features

Property Features

Arts Centre, Hospital, Library, Park, Place Of Worship, Public Transit

Interior Features

Brick & Beam

Security Features

Community Features

Location

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25 Concession Street, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 25 Concession Street 111, Cambridge, ON N1R 2G6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate5.25%
Down Payment$42,990 (6.3%)
* Minimum Canadian down payment required for this price is $42,990.
Amortization Period25 Years
Estimated Monthly Payment$3,795Based on a loan of $636,910 over 25 years.
Purchase Price$679,900
Loan Amount$636,910
Provincial Land Transfer Tax:$10,073
Total Estimated Closing Taxes:$10,073

About Purchasing a Home in Cambridge, ON

For a property listed at $679,900 in Cambridge, the legal minimum down payment is $42,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,073 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,073.

Nearby Listings

Distance:

No current listings found in Cambridge.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$928,290

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.