27 Elizabeth Street, Cambridge, ON

$675,000
MLS#:X13411098
3 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 Storey/Apt detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $675,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 60 x 125.1 ft lot
  • Features a apartment, finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment, Carpet Free, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This charming brick bungalow is nestled on a corner lot in the picturesque Hespeler Village. Boasting 2+1 bedrooms and 2 bathrooms, the home features a newly renovated in-law suite on the lower level with its own separate entrance. On the main floor, you will find a full kitchen with a dining room attached. The front room features a large window that overlooks the mature trees lining this sought-after neighbourhood. The main floor includes a galley style kitchen, 4 piece bathroom, spacious living room and convenient in-suite laundry. At the end of the hallway you will find the 2 bedrooms. The basement is perfect for rental income as an in-law suite, or for multi-generational living. It has a separate entrance that leads into a full large kitchen. From the kitchen you will find the living room, another bedroom, and a 3 piece washroom. The living room boasts a gas fireplace, an egress window and even a cold cellar. The bedroom also has an egress window and large closet. The basement has its own in-suite laundry located in the mechanical room. The entire home is completely carpet-free and has been thoughtfully updated with a newer roof, high-efficiency furnace, central air conditioning, and upgraded electrical panel (200amps). The backyard is fenced with an extremely large covered patio perfect for barbecuing and entertaining. It also features a rock wall and garden giving a great sense of privacy. The driveway can accommodate 4 cars easily and has a 1 car garage. Perfectly located for families, the property is just minutes walk to Our Lady of Fatima Catholic Elementary School and Hillcrest Public School. Downtown Hespeler, the Mill Pond, WG Johnson Centre and Parks are also just a quick walk away. An excellent starter or family home in a highly desirable location that won't last long!

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 29, 2026
Sold price information is available to members only
Listed Date6/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 Storey/Apt
ConstructionBrick
BasementApartment, Finished, Separate Entrance
Lot Size60 × 125.1 Feet
CountyWaterloo
Annual Tax$4,249.74
Legal DescriptionLT 8 PL 901 CAMBRIDGE; CAMBRIDGE

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, Lake/Pond, Public Transit, School, School Bus Route

Interior Features

Accessory Apartment, Carpet Free, In-Law Suite, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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27 Elizabeth Street, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 27 Elizabeth Street, Cambridge, ON N3C 2T2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate5.25%
Down Payment$42,500 (6.3%)
* Minimum Canadian down payment required for this price is $42,500.
Amortization Period25 Years
Estimated Monthly Payment$3,769Based on a loan of $632,500 over 25 years.
Purchase Price$675,000
Loan Amount$632,500
Provincial Land Transfer Tax:$9,975
Total Estimated Closing Taxes:$9,975

About Purchasing a Home in Cambridge, ON

For a property listed at $675,000 in Cambridge, the legal minimum down payment is $42,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,975 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,975.

Nearby Listings

Distance:

No current listings found in Cambridge.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$928,131

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.