28 Werstine Terrace, Cambridge, ON

$629,900
MLS#:X12114945
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
28 Werstine Terrace, Cambridge, ON N3C 4G7
⚠️

Property no longer active

This property was sold on May 12, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $629,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 22.96 x 108.07 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Softener, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome home to 28 Werstine Terrace in Cambridge. This 3 bed, 2 bath Freehold townhome is situated in a quiet, family friendly neighborhood close to shopping, schools, trails, and quick access to the 401. There are so many wonderful features of this home including a new furnace - 2024. New bathroom cabinets and lighting, luxury vinyl flooring and updated windows and doors (except basement window) 2019. The composite deck is low maintenance and creates a great spot for backyard bbqs and relaxing! The main floor or this home is open concept and features a nice front foyer with access to your awesome garage. This garage has an extra space off to the side for storage and or a workshop. This doesn't impede your vehicle parking. The door to the backyard from the garage makes grass cutting a breeze! Back inside the kitchen is a nice size with stainless appliances and plenty of cabinet and counter space. The dining area is big enough for a large table and the living room space has sliders to your fully fenced yard. The 2 pc bath on this level is updated. Upstairs you will find 3 bedrooms and an updated 4 pc bath. The primary bedroom is a wonderful size and even has a home office nook! The unspoiled basement has a 2 pc rough in bath, laundry, plenty of storage space and an open concept room ready for your finishings. This townhome is freshly painted, move in ready and awaits its new owners to love it just like these original owners!

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Property Summary

This townhouse located at 28 Werstine Terrace, Cambridge is currently for sale and has been available on SousaSells for 462 days. This property is listed at $629,900 with an estimated mortgage of $2,097* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 28 Werstine Terrace, Cambridge

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cambridge.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cambridge.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
0
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 12, 2025
Sold price information is available to members only
Listed Date5/1/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementUnfinished
Lot Size22.96 × 108.07 Feet
CountyWaterloo
Annual Tax$3,731.94
Legal DescriptionPART BLOCK 46, PLAN 58M-73, DESIGNATED AS PART 8 ON 58R-11702. S/T RIGHT OF ENTRY AS IN LT31239 FOR 5 YRS FROM JULY 15, 1999. CITY OF CAMBRIDGE

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Park
  • Place Of Worship
  • School

Interior Features

  • Water Softener
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 28 Werstine Terrace, Cambridge, ON

Q.What is the asking price for 28 Werstine Terrace, Cambridge, ON ?

The current listing price for 28 Werstine Terrace, Cambridge, ON in Cambridge is $629,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 28 Werstine Terrace, Cambridge, ON ?

28 Werstine Terrace, Cambridge, ON is a Att/Row/Townhouse (2-Storey) featuring a Unfinished basement.

Q.What key property features does 28 Werstine Terrace, Cambridge, ON offer?

Key property features include: Fenced Yard, Park, Place Of Worship, School.

Q.What interior features are included in this home?

Interior highlights include: Water Softener, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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28 Werstine Terrace, Cambridge, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 28 Werstine Terrace, Cambridge, ON N3C 4G7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

Configure Loan Settings

Interest Rate4.00%
Down Payment$188,970 (30.0%)
* Minimum Canadian down payment required for this price is $37,990.
Amortization Period30 Years
Estimated Monthly Payment$2,097Based on a loan of $440,930 over 30 years.
Purchase Price$629,900
Loan Amount$440,930
Provincial Land Transfer Tax:$9,073
Total Estimated Closing Taxes:$9,073

About Purchasing a Home in Cambridge, ON

For a property listed at $629,900 in Cambridge, the legal minimum down payment is $37,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,073 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,073.

Cambridge Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$892,376

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Cambridge

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blair Road
Public85 Sunset Boulevard, Galt, Cambridge, Ontario, N1S 1A9
5.6

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Cambridge Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.