31 Stock Court, Cambridge, ON

$1,179,000
MLS#:X13552530
6 beds
4 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,179,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 55 x 100 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 31 Stock Court, Cambridge! Nestled on a quiet cul-de-sac in the highly sought-after Hespeler neighbourhood, this stunning carpet-free detached home sits on a premium 55-ft wide lot and offers 4+2 bedrooms, 4 bathrooms, 2 kitchens, a double-car garage, and a fully finished walk-out basement-an ideal home for growing, extended, or multi-generational families.Designed for comfortable family living, the main floor features a spacious foyer with garage access, separate living, dining, and family rooms, plus the convenience of main floor laundry and Access from Garage. The updated kitchen is beautifully appointed with quartz countertops, stainless steel appliances, a stylish backsplash, and ample cabinetry, Breakfast Area making it the perfect space for everyday living and entertaining.The second floor offers four generously sized bedrooms and two full bathrooms, including a spacious primary suite featuring a 4-piece ensuite and a separate make-up/vanity area.The finished walk-out basement provides incredible versatility with 2 additional bedrooms, a full bathroom, a second kitchen, and direct backyard access-offering excellent in-law suite or multi-generational living potential.Enjoy peace of mind with major recent upgrades, including a new furnace, new water heater, and new water softener. Outside, you'll appreciate recently finished concrete driveway, side walkway, professional landscaping, and new sod in both the front and backyard, creating outstanding curb appeal.Located in one of Cambridge's most desirable family-friendly communities, this home is just minutes from Highway 401, top-rated schools, parks, shopping, restaurants, public transit, and all essential amenities. This is a rare opportunity to own a spacious, move-in-ready home with exceptional living space, premium lot size, and an unbeatable Hespeler location.Don't miss your chance to own this exceptional family home in one of Cambridge's most desirable neighbourhoods!

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Property Summary

This detached home located at 31 Stock Court, Cambridge is currently for sale and has been available on SousaSells for 1 day. This property is listed at $1,179,000 with an estimated mortgage of $3,924* per month. It has 6 beds, 4 bathrooms, and is 2000-2500 square feet. 31 Stock Court, Cambridge

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
6
Bathrooms
4
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished with Walk-Out
Lot Size55 × 100 Feet
CountyWaterloo
Annual Tax$6,623.36
Legal DescriptionLT 162 PL 1400 CAMBRIDGE; S/T WS678791; CAMBRIDGE

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Library, Park, Place Of Worship, Public Transit, School

Interior Features

Carpet Free, Water Softener

Security Features

Community Features

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Location

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31 Stock Court, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 31 Stock Court, Cambridge, ON N3C 3R4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

Configure Loan Settings

Interest Rate4.00%
Down Payment$353,700 (30.0%)
* Minimum Canadian down payment required for this price is $235,800.
Amortization Period30 Years
Estimated Monthly Payment$3,924Based on a loan of $825,300 over 30 years.
Purchase Price$1,179,000
Loan Amount$825,300
Provincial Land Transfer Tax:$20,055
Total Estimated Closing Taxes:$20,055

About Purchasing a Home in Cambridge, ON

For a property listed at $1,179,000 in Cambridge, the legal minimum down payment is $235,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,055 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,055.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$828,545

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blair Road
Public85 Sunset Boulevard, Galt, Cambridge, Ontario, N1S 1A9
5.6

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.