350 Saginaw Parkway, Cambridge, ON

$899,900
MLS#:X13513122
5 beds
4 baths
2000-2500 sqft
6.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 44.62 x 124.46 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 350 Saginaw Parkway, a beautifully updated all-brick home nestled in one of Cambridge's most desirable neighbourhoods. From the moment you step inside, you will notice how much natural light fills every room, creating a warm and inviting atmosphere throughout. The main level features a bright, welcoming kitchen equipped with new appliances (2023), where double sliding doors lead out to a fully fenced backyard with a brand-new concrete patio (2025)-perfect for relaxing or entertaining. Upstairs, you will find four generously sized bedrooms, including a large primary suite complete with dual closets and its own private ensuite bathroom, offering plenty of space for a growing family to spread out. The property also features a beautifully renovated basement apartment (2022) with a separate side entrance (2021). This one-bedroom plus den unit includes its own independent laundry, offering incredible flexibility for rental income or extended family. The lower level was finished with safety and comfort in mind, utilizing resilient channel and Type X drywall for enhanced soundproofing and fire separation between floors. Thoughtfully maintained and mechanically updated, the home has had the roof replaced in 2017, alongside windows and A/C updated in 2018. Additional updates include upgraded electrical and a new concrete driveway in 2022, which accommodates parking for up to six vehicles. Inside, you'll find fresh paint throughout (2024), durable flooring (2021), a newer water softener, and updated toilets (2021). Complete with a handy garage mezzanine for extra storage, this 5-bedroom, 3.5-bathroom property is truly turn-key and ready to welcome its next family.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
5
Bathrooms
4
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Finished
Lot Size44.62 × 124.46 Feet
CountyWaterloo
Annual Tax$5,702
Legal DescriptionPT LT 4 CON 12 NORTH DUMFRIES ; PT 13, 67R3882; S/T RIGHT IN 1126872; CAMBRIDGE

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Park, Public Transit, School, School Bus Route

Interior Features

Other

Security Features

Community Features

Location

Initializing map...
350 Saginaw Parkway, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 350 Saginaw Parkway, Cambridge, ON N1T 1R8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$64,990 (7.2%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period25 Years
Estimated Monthly Payment$4,975Based on a loan of $834,910 over 25 years.
Purchase Price$899,900
Loan Amount$834,910
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in Cambridge, ON

For a property listed at $899,900 in Cambridge, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

Nearby Listings

Distance:

No current listings found in Cambridge.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$928,131

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.