366 Saginaw Parkway, Cambridge, ON

$1,100,000
MLS#:X12038158
4 beds
3 baths
5.0 parking
Residential Freehold
366 Saginaw Parkway, Cambridge, ON N1T 1M5
⚠️

Property no longer active

This property was sold on March 28, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,100,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Premium 45.3 x 117.45 ft lot size
  • Features a unfinished, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Water Heater Owned, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

THE PERFECT FAMILY RETREAT. Nestled in this sought-after area of North Galt, 366 Saginaw Parkway is an exceptional family home offering the perfect blend of space, style, and functionality. As you pull into the triple-wide driveway, the inviting curb appeal sets the tone for what lies beyond. With garage parking for two cars, your journey begins. Step through the welcoming foyer, where French doors invite you into a formal living room, bathed in natural light streaming through a charming bay window. Just beyond, a cozy yet spacious family room awaits, providing the ideal setting for movie nights, games, or entertaining. The heart of this home is undoubtedly the updated eat-in kitchen, thoughtfully updated in 2020. It features a tiled backsplash, an abundance of storage, and a striking waterfall peninsula open to the breakfast area surrounded by windows with a walkout. The adjacent formal dining room, main floor office, powder room, and convenient laundry room complete this level. Upstairs, retreat to a massive primary bedroom that overlooks the fully fenced backyard, a serene escape complete with a walk-in closet, and a 4pc ensuite, including a soothing large tub. 3 additional spacious bedrooms share a well-appointed 4pc bathroom, ensuring comfort for the entire family. The unfinished basement unlocks endless possibilities with a separate walk-up entrance, and egress windows, allowing the potential for an in-law suite. Whether for extended family, rental income, or a private guest retreat, this space is waiting on your finishing touches. Notable updates include an updated kitchen (2020), AC (2020), furnace (2016), humidifier & HRV system (2020), and a roof (2014). Outside, the charm of the neighbourhood continues, with scenic trails, excellent schools, and essential amenities all within walking distance. Nearby places of worship, include the Gurdwara and Mosque. The 401 and Shades Mill Conservation Area are just minutes away. Your family's dream home is waiting!

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Property Summary

This detached home located at 366 Saginaw Parkway, Cambridge is currently for sale and has been available on SousaSells for 500 days. This property is listed at $1,100,000 with an estimated mortgage of $3,661* per month. It has 4 beds, 3 bathrooms, and is unknown square feet. 366 Saginaw Parkway, Cambridge

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Cambridge.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • Desirable Detached architecture in Cambridge
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Cambridge.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 28, 2025
Sold price information is available to members only
Listed Date3/24/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished, Walk-Up
Lot Size45.3 × 117.45 Feet
CountyWaterloo
Annual Tax$6,895
Legal DescriptionLT 82 PL 1487 CAMBRIDGE; CAMBRIDGE

Parking & Garage

Parking Total5.0
Parking Space3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Library
  • Park
  • School
  • Public Transit

Interior Features

  • Auto Garage Door Remote
  • Water Heater Owned
  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 366 Saginaw Parkway, Cambridge, ON

Q.What is the asking price for 366 Saginaw Parkway, Cambridge, ON ?

The current listing price for 366 Saginaw Parkway, Cambridge, ON in Cambridge is $1,100,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms.

Q.What property type and architectural style is 366 Saginaw Parkway, Cambridge, ON ?

366 Saginaw Parkway, Cambridge, ON is a Detached (2-Storey) featuring a Unfinished, Walk-Up basement.

Q.What key property features does 366 Saginaw Parkway, Cambridge, ON offer?

Key property features include: Library, Park, School, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Water Heater Owned, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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366 Saginaw Parkway, Cambridge, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 366 Saginaw Parkway, Cambridge, ON N1T 1M5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate4.00%
Down Payment$330,000 (30.0%)
* Minimum Canadian down payment required for this price is $220,000.
Amortization Period30 Years
Estimated Monthly Payment$3,661Based on a loan of $770,000 over 30 years.
Purchase Price$1,100,000
Loan Amount$770,000
Provincial Land Transfer Tax:$18,475
Total Estimated Closing Taxes:$18,475

About Purchasing a Home in Cambridge, ON

For a property listed at $1,100,000 in Cambridge, the legal minimum down payment is $220,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,475 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,475.

Cambridge Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$892,376

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Cambridge

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blair Road
Public85 Sunset Boulevard, Galt, Cambridge, Ontario, N1S 1A9
5.6

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Cambridge Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.