37 Wellington Street, Cambridge, ON

$870,000
MLS#:X12719224
0 beds
2 baths
Commercial
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Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Cambridge. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $870,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 2 Bathrooms
  • Premium 32.44 x 77.57 ft lot size
  • Convenient outside/surface garage included
  • equipped with no central cooling and highly efficient gas forced air open heating

Description

This well-maintained church property offers a rare opportunity to acquire a distinctive and versatile building rich in character and community history. Featuring a bright and welcoming sanctuary with soaring ceilings, original architectural details, and flexible gathering space, the property is ideal for continued religious use or thoughtful adaptive reuse (subject to zoning and approvals).Additional features include fellowship or meeting rooms, office space, washrooms, and ample on-site parking. The layout supports a wide range of uses such as community programming, arts and cultural space, education, wellness, or residential conversion possibilities.Located in an established neighborhood with strong community ties, this property provides both visibility and accessibility. A unique offering for organizations or investors seeking space with purpose, presence, and long-term potential.

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Property Summary

This commercial retail located at 37 Wellington Street, Cambridge is currently for sale and has been available on SousaSells for 172 days. This property is listed at $870,000 with an estimated mortgage of $2,896* per month. It has 0 beds, 2 bathrooms, and is unknown square feet. 37 Wellington Street, Cambridge

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bathrooms
2
Property Type
Commercial

Additional Details

StatusPrice Change
Listed Date1/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size32.44 × 77.57 Feet
CountyWaterloo
Annual Tax$0
Legal DescriptionPT LT 1 E/S WELLINGTON ST & N/S BEVERLY ST PL 615 CAMBRIDGE AS IN D54185 EXCEPT THE EASEMENT THEREIN & EXCEPT PT 1, 67R2317; CAMBRIDGE

Parking & Garage

Garage Spaces8
Garage TypeOutside/Surface

Heating & Cooling

Heat TypeGas Forced Air Open
CoolingNo

Features

Property Features

Interior Features

Security Features

No

Community Features

Public Transit

Location

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37 Wellington Street, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 37 Wellington Street, Cambridge, ON N1R 3Y6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

Configure Loan Settings

Interest Rate4.00%
Down Payment$261,000 (30.0%)
* Minimum Canadian down payment required for this price is $62,000.
Amortization Period30 Years
Estimated Monthly Payment$2,896Based on a loan of $609,000 over 30 years.
Purchase Price$870,000
Loan Amount$609,000
Provincial Land Transfer Tax:$13,875
Total Estimated Closing Taxes:$13,875

About Purchasing a Home in Cambridge, ON

For a property listed at $870,000 in Cambridge, the legal minimum down payment is $62,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,875 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,875.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$828,613

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blair Road
Public85 Sunset Boulevard, Galt, Cambridge, Ontario, N1S 1A9
5.6

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.