38 Albert Street, Cambridge, ON

$649,900
MLS#:X12448004
3 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
38 Albert Street, Cambridge, ON N1R 3M8
⚠️

Property no longer active

This property was sold on January 21, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 3-Storey semi-detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 33.06 x 80.12 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Rough-In Bath, Central Vacuum
  • Efficient forced air heating via gas

Description

Be the first to own this beautifully crafted home by Melridge Homes. Built with quality and care, this residence comes with the peace of mind of a 7-year Tarion Warranty. Featuring 3 bedrooms and 2 bathrooms, this spacious design has 9-foot ceilings and exceptional craftsmanship throughout and includes brand new fridge, stove and dishwasher. The ground level provides convenient inside access from the garage, a laundry room, and a rough-in for a future third bathroom giving you the flexibility to customize later. It's perfect for a home based business which is completely separate from the house. Theres also an option to have the basement fully finished by the builder. Upstairs, the bright open-concept kitchen and living area are filled with natural light and feature sliding glass doors leading to a deck perfect for relaxing at the start of your day or unwinding at the end of the day. The top floor includes a comfortable primary bedroom with its own ensuite, plus two additional bedrooms and another full bathroom. This home is completely carpet-free, with wood laminate flooring throughout, including the stairs. Freshly laid sod, modern finishes, and solid construction make it truly move-in ready. Located within walking distance to the Gaslight District, Drayton theatre, the farmers market, parks, shopping and excellent schools and amenities, this home combines comfort, convenience, and contemporary style all backed by the security of a 7-year Tarion New Home Warranty.

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Property Summary

This detached home located at 38 Albert Street, Cambridge is currently for sale and has been available on SousaSells for 304 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 38 Albert Street, Cambridge

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cambridge.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cambridge.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 21, 2026
Sold price information is available to members only
Listed Date10/6/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style3-Storey
ConstructionBrick, Vinyl Siding
BasementPartially Finished
Lot Size33.06 × 80.12 Feet
CountyWaterloo
Annual Tax$3,204.76
Legal DescriptionPT LT 43 PL 457 CAMBRIDGE AS IN 1216392; CAMBRIDGE

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Rough-In Bath
  • Central Vacuum

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 38 Albert Street, Cambridge, ON

Q.What is the asking price for 38 Albert Street, Cambridge, ON ?

The current listing price for 38 Albert Street, Cambridge, ON in Cambridge is $649,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 38 Albert Street, Cambridge, ON ?

38 Albert Street, Cambridge, ON is a Semi-Detached (3-Storey) featuring a Partially Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Rough-In Bath, Central Vacuum.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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38 Albert Street, Cambridge, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 38 Albert Street, Cambridge, ON N1R 3M8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in Cambridge, ON

For a property listed at $649,900 in Cambridge, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

Cambridge Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$892,376

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Cambridge

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blair Road
Public85 Sunset Boulevard, Galt, Cambridge, Ontario, N1S 1A9
5.6

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Cambridge Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.