40 Fraserwood Court, Cambridge, ON

$1,098,000
MLS#:X12894168
5 beds
2 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $1,098,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 40.34 x 182.29 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Generator - Full, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

EXQUISITE property! This beautifully UPGRADED STONE BUNGALOW sits on an incredible 182 ft deep lot with no neighbours behind and OVER $100,000 in builder upgrades, custom finishes, and an unbeatable layout ... inside and out. From the moment you arrive, the elegant curb appeal shines with an aggregate stone driveway, walkways, and stairs, leading to a covered front porch. Step inside to find engineered HARDWOOD flooring, CROWN moulding, and COFFERED ceilings that add timeless style to the bright, open-concept living space. The chef-inspired kitchen features fine cabinetry, quartz countertops, a custom tile backsplash, built-in range hood, walk-in pantry, and a tucked-away coffee bar. The spacious dining area is surrounded by natural light from the large windows and glass doors overlooking the backyard. The primary suite includes a tray ceiling, walk-in closet, and a 3-pc ensuite with a gorgeous tiled shower and bench. Two additional main floor bedrooms, a 5-pc bath with double vanity, and direct access to the double car garage complete the main level. The NEWLY FINISHED basement offers stunning luxury flooring, two oversized bedrooms, a home gym, private office, and a spacious rec room perfect for entertaining, relaxing, or multigenerational living. High ceilings, large egress windows, and a bathroom rough-in add flexibility for future needs. Step outside to the show-stopping backyard retreat with no rear neighbours, aggregate patio, professional landscaping, and a 12x14 ft workshop with 240-amp service. The fully insulated garage is roughed-in for heat and ideal for storage or workspace. Bonus: wheelchair accessible AND generator back up! Located on a quiet street near schools, shopping, and nature, this is your chance to own a home that truly has it all.*measurements as per iguide.

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Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 10, 2026
Sold price information is available to members only
Listed Date3/18/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Stone
BasementFull, Finished
Lot Size40.34 × 182.29 Feet
CountyWaterloo
Annual Tax$6,425.72
Legal DescriptionLOT 9, PLAN 58M588 SUBJECT TO AN EASEMENT AS IN WR939248 CITY OF CAMBRIDGE

Parking & Garage

Parking Spaces5.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Generator - Full, In-Law Capability, Primary Bedroom - Main Floor, Water Heater, Water Softener

Security Features

Community Features

Location

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40 Fraserwood Court, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 40 Fraserwood Court, Cambridge, ON N1S 5B6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate5.25%
Down Payment$219,600 (20.0%)
* Minimum Canadian down payment required for this price is $219,600.
Amortization Period25 Years
Estimated Monthly Payment$5,235Based on a loan of $878,400 over 25 years.
Purchase Price$1,098,000
Loan Amount$878,400
Provincial Land Transfer Tax:$18,435
Total Estimated Closing Taxes:$18,435

About Purchasing a Home in Cambridge, ON

For a property listed at $1,098,000 in Cambridge, the legal minimum down payment is $219,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,435 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,435.

Nearby Listings

Distance:

No current listings found in Cambridge.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$925,750

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.