42 Henry Street, Cambridge, ON

$670,000
MLS#:X13533436
6 beds
3 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $670,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 66 x 80 ft lot
  • Features a separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming 1.5-Storey Home in the Heart of Desirable East Galt! Welcome to this beautifully updated 1.5-storey home, where timeless character meets modern comfort. Nestled in the highly sought-after East Galt neighbourhood, this inviting residence offers the perfect blend of style, functionality, and space for today's family. Featuring 5 spacious bedrooms, 3 bathrooms, and a versatile den, this home provides flexible living for growing families, multi-generational households, or those working from home. The heart of the home is the modern, updated kitchen with sleek finishes, flowing effortlessly into the bright open-concept living and dining areas-perfect for everyday living, entertaining guests, or creating lasting family memories. The fully finished basement with a separate entrance offers excellent potential for an in-law suite, extended family living, or additional recreational space. Step outside to enjoy the private, fully fenced backyard, complete with a large entertainment-sized deck-ideal for summer BBQs, children, pets, and outdoor gatherings. Additional highlights include parking for up to 4 vehicles plus a detached single-car garage, providing ample parking and storage. Conveniently located close to schools, parks, shopping, public transit, and all the amenities East Galt has to offer, this move-in-ready home combines comfort, versatility, and exceptional value. Don't miss this fantastic opportunity to own a beautiful home in one of Cambridge's most desirable neighbourhoods. Book your private showing today!

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Key Features

Bedrooms
6
Bathrooms
3
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionVinyl Siding
BasementSeparate Entrance
Lot Size66 × 80 Feet
CountyWaterloo
Annual Tax$4,274.04
Legal DescriptionPT LT 53 PL 457 CAMBRIDGE AS IN 287949; CAMBRIDGE

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Place Of Worship, Park, Public Transit, School

Interior Features

Water Heater

Security Features

Community Features

Location

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42 Henry Street, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 42 Henry Street, Cambridge, ON N1R 3W4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate5.25%
Down Payment$42,000 (6.3%)
* Minimum Canadian down payment required for this price is $42,000.
Amortization Period25 Years
Estimated Monthly Payment$3,742Based on a loan of $628,000 over 25 years.
Purchase Price$670,000
Loan Amount$628,000
Provincial Land Transfer Tax:$9,875
Total Estimated Closing Taxes:$9,875

About Purchasing a Home in Cambridge, ON

For a property listed at $670,000 in Cambridge, the legal minimum down payment is $42,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,875 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,875.

Nearby Listings

Distance:

No current listings found in Cambridge.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$925,376

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.