42 McNaughton Street, Cambridge, ON

$699,900
MLS#:X12064614
2 beds
1 baths
1100-1500 sqft
6.0 parking
Residential Freehold
42 McNaughton Street, Cambridge, ON N1R 1Z3
⚠️

Property no longer active

This property was sold on May 16, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium stone construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 149.82 x 182.82 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Separate Heating Controls
  • equipped with central air central cooling and highly efficient heat pump heating via other

Description

Nestled in a serene and quiet neighbourhood, this historic stone bungalow is a charming blend of timeless elegance and rustic character. Set on a massive reverse pie lot, the home is framed by an oversized detached double garage & large horseshoe driveway. Walking up, a glorious granite façade tells stories of over a century of history, and a peaceful front porch welcomes you (perfect for your morning coffee or evening glass of wine!). As you step inside, youre greeted by a spacious open concept layout characterized by traditional trim carpenrtry, hardwood floors, stained glass & classic fireplaces, creating sense of warmth and grounded beauty. The kitchen, though updated with modern conveniences, still retains wonderful vintage elements. There are two generously sized bedrooms and beautiful full bathroom & laundry. Outside we find a large deck overlooking a fenced yard with lush mature gardens, full of flowering shrubs & plants, complementing the stone structure, and blending the home seamlessly into its environment. The detached double car garage/workshop has hydro, plus there is a terrific artisan studio lending itself to a myriad of uses! With its history, charm, and serene surroundings, this bungalow offers a rare glimpse into a bygone era, while still providing the comfort and convenience of modern living. Don't delay make it yours today!

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Property Summary

This detached home located at 42 McNaughton Street, Cambridge is currently for sale and has been available on SousaSells for 488 days. This property is listed at $699,900 with an estimated mortgage of $2,330* per month. It has 2 beds, 1 bathroom, and is 1100-1500 square feet. 42 McNaughton Street, Cambridge

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cambridge.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 16, 2025
Sold price information is available to members only
Listed Date4/5/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone
BasementFull, Unfinished
Lot Size149.82 × 182.82 Feet
CountyWaterloo
Annual Tax$4,439
Legal DescriptionPLAN 614 PT LOT 16

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceOther
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

  • Park
  • River/Stream
  • Level
  • Other

Interior Features

  • Primary Bedroom - Main Floor
  • Separate Heating Controls

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 42 McNaughton Street, Cambridge, ON

Q.What is the asking price for 42 McNaughton Street, Cambridge, ON ?

The current listing price for 42 McNaughton Street, Cambridge, ON in Cambridge is $699,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 42 McNaughton Street, Cambridge, ON ?

42 McNaughton Street, Cambridge, ON is a Detached (Bungalow) featuring a Full, Unfinished basement.

Q.What key property features does 42 McNaughton Street, Cambridge, ON offer?

Key property features include: Park, River/Stream, Level, Other.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Separate Heating Controls.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via Central Air.

Location

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42 McNaughton Street, Cambridge, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 42 McNaughton Street, Cambridge, ON N1R 1Z3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate4.00%
Down Payment$209,970 (30.0%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period30 Years
Estimated Monthly Payment$2,330Based on a loan of $489,930 over 30 years.
Purchase Price$699,900
Loan Amount$489,930
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in Cambridge, ON

For a property listed at $699,900 in Cambridge, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

Cambridge Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$892,376

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Cambridge

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blair Road
Public85 Sunset Boulevard, Galt, Cambridge, Ontario, N1S 1A9
5.6

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Cambridge Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.