452 River Road, Cambridge, ON

$1,199,900
MLS#:X13515774
4 beds
3 baths
1500-2000 sqft
12.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $1,199,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 224.45 x 132.24 ft lot
  • Features a crawl space, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Attention investors, developers, and custom builders: good things come to those who wait, but the wait is officially over. This prime 0.68-acre parcel features a massive 223 feet of frontage on scenic River Road in Cambridge's highly sought-after Hespeler node, plus a strategic backyard adjacent to an additional 200 feet of road frontage. Positioned for multiple slam-dunk severances within the River Road Secondary Plan, this property represents a clear, high-yield investment play under R2 zoning guidelines. Real estate developers can confidently analyze splitting this substantial footprint into multiple spacious, one-hundred-foot-plus lots. The crucial groundwork for severance is already complete, with architectural drawings and the official pre-consultation package readily available for review. While you finalize your build strategy or land-bank this stable asset in an expanding municipality, you can capitalize on immediate market readiness by renting out the existing luxury residence for premium yield. The single-family detached dwelling features a highly functional 3-bedroom plus Den, 3-bathroom layout that is completely turn-key and perfect for multi-generational families or high-end leasing. The main level balances designated formal areas with open living spaces, connecting directly to an updated kitchen equipped with a modern center island, stone countertops, and stainless steel appliances. Principal rooms are finished with resilient, contemporary flooring, large windows for natural light, and updated neutral paint tones throughout. The primary bedroom features a private ensuite bathroom, while the additional bedrooms offer versatility for home office use or a growing family. Beyond the main home, the expansive acreage includes a substantial detached garage offering immediate utility for hobbyists or extra storage. The massive property footprint also boasts incredible potential.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding
BasementCrawl Space, Unfinished
Lot Size224.45 × 132.24 Feet
CountyWaterloo
Annual Tax$5,595.07
Legal DescriptionLT 11 PL 590 CAMBRIDGE; PT LT 12 PL 590 CAMBRIDGE AS IN 141912; CAMBRIDGE

Parking & Garage

Parking Spaces12.0
Garage Spaces10
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Campground, Greenbelt/Conservation, Park, Ravine, River/Stream, Sloping

Interior Features

Carpet Free, Primary Bedroom - Main Floor, Sump Pump, Water Heater, Water Purifier, Water Softener

Security Features

Community Features

Location

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452 River Road, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 452 River Road, Cambridge, ON N3C 2B7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate5.25%
Down Payment$239,980 (20.0%)
* Minimum Canadian down payment required for this price is $239,980.
Amortization Period25 Years
Estimated Monthly Payment$5,720Based on a loan of $959,920 over 25 years.
Purchase Price$1,199,900
Loan Amount$959,920
Provincial Land Transfer Tax:$20,473
Total Estimated Closing Taxes:$20,473

About Purchasing a Home in Cambridge, ON

For a property listed at $1,199,900 in Cambridge, the legal minimum down payment is $239,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,473 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,473.

Nearby Listings

Distance:

No current listings found in Cambridge.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$927,112

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.