47 South Street, Cambridge, ON

$609,000
MLS#:X13030554
3 beds
1 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $609,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a premium 50 x 100 ft lot
  • Features a unfinished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, Water Heater, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Built in 1915, this home proudly showcases its heritage the moment you step inside. The exceptional character is unmistakable-from the detailed trim framing each doorway to the original front door, complete with its magnificent keyhole, classic knobs, and charming letter slot. Rich architectural details continue throughout, adding warmth and timeless appeal to every room. Thoughtfully reimagined for modern living, the home offers an open-concept layout that enhances flow, light, and functionality. Seamlessly blended with its historic charm are stylish updates, including hardwood flooring throughout, a beautifully renovated kitchen featuring an island with breakfast bar and sleek quartz countertops, a refreshed main bathroom finished with crisp subway tile, as well as updated HVAC and electrical systems for peace of mind. The inviting front porch offers the perfect place to pause and recharge, with the ability to peek over to Lincoln Park-ideal for taking in the trees and listening to the birds. It also presents an exciting opportunity to be transformed into an iconic mudroom, adding both function and personality to the home. Out back, you'll find a perfectly sized, fully fenced yard complete with two sheds-offering just the right balance of outdoor space for relaxing, entertaining, and practical storage. All of this, with excellent walkability to downtown and the vibrant Gaslight District, where dining, entertainment, and community events are right at your doorstep. A rare opportunity to enjoy the best of both worlds-classic character and contemporary comfort.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 29, 2026
Sold price information is available to members only
Listed Date4/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding, Brick
BasementUnfinished, Separate Entrance
Lot Size50 × 100 Feet
CountyWaterloo
Annual Tax$4,249.74
Legal DescriptionLT 13 PL 145 CAMBRIDGE; CAMBRIDGE

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Library, Park, Place Of Worship, Public Transit, School

Interior Features

Carpet Free, Water Heater, Water Softener

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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47 South Street, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 47 South Street, Cambridge, ON N1R 2N7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate5.25%
Down Payment$35,900 (5.9%)
* Minimum Canadian down payment required for this price is $35,900.
Amortization Period25 Years
Estimated Monthly Payment$3,415Based on a loan of $573,100 over 25 years.
Purchase Price$609,000
Loan Amount$573,100
Provincial Land Transfer Tax:$8,655
Total Estimated Closing Taxes:$8,655

About Purchasing a Home in Cambridge, ON

For a property listed at $609,000 in Cambridge, the legal minimum down payment is $35,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,655 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,655.

Nearby Listings

Distance:

No current listings found in Cambridge.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$928,131

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.