490 Elgin Street, Cambridge, ON
Property no longer active
This property was sold on June 9, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium stone construction, this residence presents an exceptional opportunity offered at $599,990 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 31.46 x 156.83 ft lot
- Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Carpet Free, Water Heater
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Absolutely Stunning Home in Heart Cambridge! Fully renovated with modern features, Updated Kitchen, Quartz countertops give a sleek, modern look. New Doors & Windows helps with energy efficiency. The updated main bath and living room with laminate flooring make the space feel fresh and easy to maintain. The finished basement adds extra living space perfect for entertaining or as a home office or renting out for extra income. Huge Backyard: A huge backyard with a elegant deck (16x14 feet) is a nice bonus for outdoor activities or family gatherings, Three-car parking provide additional peace of mind for future-proofing. With all the hard work of renovation already done. Everything has been designed for low maintenance and maximum comfort. The location near schools, parks, shopping, and transportation makes it convenient for families, while the proximity to Highway 401 offers easy access for commuters.
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Property Summary
This detached home located at 490 Elgin Street, Cambridge is currently for sale and has been available on SousaSells for 511 days. This property is listed at $599,990 with an estimated mortgage of $1,997* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 490 Elgin Street, Cambridge
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cambridge.
- •4 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in Cambridge.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Carpet Free
- Water Heater
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 490 Elgin Street, Cambridge, ON
Q.What is the asking price for 490 Elgin Street, Cambridge, ON ?
The current listing price for 490 Elgin Street, Cambridge, ON in Cambridge is $599,990.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 490 Elgin Street, Cambridge, ON ?
490 Elgin Street, Cambridge, ON is a Semi-Detached (2-Storey) featuring a Finished basement.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free, Water Heater.
Q.Is parking available at this property?
Yes, this property offers parking space for 3.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Pricing & Value Insights
Data-driven valuation for 490 Elgin Street N, Cambridge, ON N1R 6A1
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cambridge, ON
For a property listed at $599,990 in Cambridge, the legal minimum down payment is $34,999 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,475 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,475.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.