563 Elgin Street, Cambridge, ON

$600,000
MLS#:X12477287
3 beds
1 baths
1100-1500 sqft
2.0 parking
Residential Freehold
563 Elgin Street N, Cambridge, ON N1R 6A2
⚠️

Property no longer active

This property was sold on November 20, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $600,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 30.7 x 120 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Softener, Storage, Floor Drain
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This is the one you have been waiting for! Welcome to this beautifully updated home in a super convenient North Galt Location! You can just unpack and enjoy all the gorgeous updates completed in 2025. The whole home has been transformed with new flooring, paint, doors, trim & lighting, plus the peace of mind you will have with a brand new roof! You can be the first to enjoy spending time in the newly designed, custom built eat-in kitchen with quartz counters, brand new appliances & a stylish coffee bar, with plenty of room for dining while overlooking the backyard. The large living room provides versatile furniture placement, plenty of natural light and is perfect for entertaining friends & family. Upstairs is home to 3 generous bedrooms with large closets for storage and a freshly updated 4pc bathroom. The basement provides even more living space in the huge recroom with enlarged window, a very nice laundry room with brand new washer, dryer & laundry tub, and plenty of storage available in the utility room and under the stairs. Outside you will find a private, fully fenced yard with a handy storage shed. You can easily walk to groceries, shopping, schools, parks, places of worship and transit stops. This is a great central location in the city, just minutes from 401 access to take you wherever you want to go! Don't delay...come see this wonderful home today!!

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Property Summary

This detached home located at 563 Elgin Street, Cambridge is currently for sale and has been available on SousaSells for 288 days. This property is listed at $600,000 with an estimated mortgage of $1,997* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 563 Elgin Street, Cambridge

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Cambridge.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cambridge.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 30, 2025
Sold price information is available to members only
Listed Date10/22/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionBrick Front, Vinyl Siding
BasementFull, Partially Finished
Lot Size30.7 × 120 Feet
CountyWaterloo
Annual Tax$3,010
Legal DescriptionPT LT 46, PLAN 1325 AS IN WS559327; S/T WS515454

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Water Softener
  • Storage
  • Floor Drain

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 563 Elgin Street, Cambridge, ON

Q.What is the asking price for 563 Elgin Street, Cambridge, ON ?

The current listing price for 563 Elgin Street, Cambridge, ON in Cambridge is $600,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 563 Elgin Street, Cambridge, ON ?

563 Elgin Street, Cambridge, ON is a Semi-Detached (2-Storey) featuring a Full, Partially Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Water Softener, Storage, Floor Drain.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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563 Elgin Street, Cambridge, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 563 Elgin Street N, Cambridge, ON N1R 6A2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate4.00%
Down Payment$180,000 (30.0%)
* Minimum Canadian down payment required for this price is $35,000.
Amortization Period30 Years
Estimated Monthly Payment$1,997Based on a loan of $420,000 over 30 years.
Purchase Price$600,000
Loan Amount$420,000
Provincial Land Transfer Tax:$8,475
Total Estimated Closing Taxes:$8,475

About Purchasing a Home in Cambridge, ON

For a property listed at $600,000 in Cambridge, the legal minimum down payment is $35,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,475 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,475.

Cambridge Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$892,376

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Cambridge

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blair Road
Public85 Sunset Boulevard, Galt, Cambridge, Ontario, N1S 1A9
5.6

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Cambridge Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.