58 LOWREY Avenue, Cambridge, ON

$624,900
MLS#:X12961088
2 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $624,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 50 x 100 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, In-Law Capability, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled in the heart of desirable East Galt, this well-maintained bungalow offers a perfect blend of charm, comfort, and future potential. Featuring 2 bedrooms, original hardwood flooring, and fresh paint throughout, the home is move-in ready while still offering opportunities to make it your own. The updated kitchen boasts a gas range and convenient side entrance, creating excellent possibilities for an in-law setup or secondary suite with the fully finished basement below. Recent improvements provide peace of mind, including updated windows and roof (2015), furnace and air conditioner (2022), water softener and on-demand water heater (2022), and an upgraded electrical panel. The finished lower level adds valuable living space with a large recreation room highlighted by a stone fireplace feature, a dedicated office, bar area, 2-piece bathroom, and laundry/utility room. Whether you're working from home, entertaining guests, or simply looking for extra room to spread out, this basement delivers flexibility. Outside, enjoy a private backyard retreat complete with mature trees, attractive landscaping, a flagstone patio, partial fencing, and a detached garage with hydro. Conveniently located within walking distance to downtown Cambridge, schools, parks, and amenities, with quick access to Highway 24 and 8 for commuters heading to Hamilton, Brantford, Kitchener-Waterloo.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Stone
BasementFinished, Full
Lot Size50 × 100 Feet
CountyWaterloo
Annual Tax$3,607
Legal DescriptionPT LT 95-96 PL 735 CAMBRIDGE AS IN 1143561; CAMBRIDGE

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Library, Park, Public Transit, School, Other

Interior Features

Auto Garage Door Remote, In-Law Capability, On Demand Water Heater, Sump Pump, Water Heater Owned, Water Meter, Water Softener, Water Treatment

Security Features

Community Features

Location

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58 LOWREY Avenue, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 58 LOWREY Avenue S, Cambridge, ON N1R 4Z6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate5.25%
Down Payment$37,490 (6.0%)
* Minimum Canadian down payment required for this price is $37,490.
Amortization Period25 Years
Estimated Monthly Payment$3,500Based on a loan of $587,410 over 25 years.
Purchase Price$624,900
Loan Amount$587,410
Provincial Land Transfer Tax:$8,973
Total Estimated Closing Taxes:$8,973

About Purchasing a Home in Cambridge, ON

For a property listed at $624,900 in Cambridge, the legal minimum down payment is $37,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,973 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,973.

Nearby Listings

Distance:

No current listings found in Cambridge.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$928,290

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.