635 Saginaw Parkway, Cambridge, ON

$710,000
MLS#:X13070966
3 beds
4 baths
1600-1799 sqft
2.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 2-Storey condo townhouse located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium stucco (plaster) and stone construction, this residence presents an exceptional opportunity offered at $710,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1600-1799 sqft
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

SAGINAW WOODS EXECUTIVE TOWNHOME! Tucked into a family-friendly neighbourhood celebrated for its excellent schools, walking paths, bike lanes, and quick 401 access. Step inside and you'll immediately feel the attention to detail. The entryway sets the tone with custom wainscoting and upgraded tile, leading you into an open main floor designed for connection. The kitchen is a showpiece, featuring lacquer cabinets with soft-close doors, quartz countertops, a maple wood island, a barn beam, an upgraded vent hood, a built-in microwave, and crown molding. Every element feels considered, down to the hardware & backsplash. The family room is warm and inviting, anchored by a gas fireplace with a feature wall and custom drapery. Extra-large sliding doors let in natural light and open to a deck overlooking a wall of mature trees, the perfect spot for morning coffee or a summer BBQ, complete with a gas line. Upstairs, hardwood stairs with black iron spindles lead to a cozy landing that doubles as a reading nook. The primary suite is a true retreat with custom wall moulding, blackout drapes, and a fully outfitted walk-in closet behind a custom steel door. The ensuite offers a floating maple vanity with quartz top and upgraded tile. 2 additional bedrooms feature hardwood floors and designer touches - from a faux-brick feature wall to statement wallpaper - plus a full guest bath with lacquer vanity and quartz counters. The lower level, finished in 2021, feels like a boutique lounge with a custom tiled entertainment wall, soundbar, live-edge wood shelves with puck lighting, wood slat feature wall, & electric fireplace. A spa-like 3pc bath with a curbless shower and floating vanity completes this stunning space. Immaculately finished, thoughtfully upgraded, pristine and move-in ready.

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Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1600-1799 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateJune 18, 2026
Sold price information is available to members only
Listed Date5/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style2-Storey
ConstructionStucco (Plaster), Stone
BasementFinished
CountyWaterloo
Annual Tax$4,758

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Water Softener

Security Features

Community Features

Location

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635 Saginaw Parkway, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 635 Saginaw Parkway 47, Cambridge, ON N1T 0C1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate5.25%
Down Payment$46,000 (6.5%)
* Minimum Canadian down payment required for this price is $46,000.
Amortization Period25 Years
Estimated Monthly Payment$3,957Based on a loan of $664,000 over 25 years.
Purchase Price$710,000
Loan Amount$664,000
Provincial Land Transfer Tax:$10,675
Total Estimated Closing Taxes:$10,675

About Purchasing a Home in Cambridge, ON

For a property listed at $710,000 in Cambridge, the legal minimum down payment is $46,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,675 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,675.

Nearby Listings

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No current listings found in Cambridge.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$928,024

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.