635 Saginaw Parkway, Cambridge, ON

$699,900
MLS#:X13197802
3 beds
3 baths
1400-1599 sqft
2.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 2-Storey condo townhouse located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium stone and brick construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1400-1599 sqft
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

MODERN OPEN-CONCEPT TOWNHOME WITH NO REAR NEIGHBOURS. #2-635 Saginaw Parkway, nestled within the highly sought-after and exquisite Saginaw Woods community of Cambridge. From the moment you step up to this beautifully designed contemporary townhome, you are greeted by an atmosphere of pristine cleanliness. The main level introduces a bright, welcoming foyer that seamlessly flows into an open-concept layout. At the heart of the home is a modern kitchen outfitted with rich dark cabinetry, sleek granite countertops, stainless steel appliances, and a convenient breakfast bar that overlooks the dining area. This airy, cohesive space effortlessly transitions into a sun-drenched living room, creating the perfect environment for both everyday family life and entertaining. The true showpiece of the main level awaits just beyond the living room, where an impressive three-pane-wide sliding glass door opens up to a private raised deck. Step outside to enjoy complete tranquility with absolutely no rear neighbors-just a peaceful backdrop of lush, mature trees and a sprawling green lawn. Back inside, the thoughtful layout continues to the upper level, which houses a versatile open loft space perfect for a home office, alongside a convenient second-floor laundry area. 2 generously sized bedrooms share a bright, full bathroom, while the primary suite serves as a genuine sanctuary. This spacious retreat features a walk-in closet, and a beautifully appointed ensuite bathroom complete with a modern dark-wood vanity, granite countertop, and a large glass-enclosed walk-in shower. Offering an unfinished basement ready for your personal touch, this home is perfectly situated in a friendly neighbourhood renowned for its outstanding schools, picturesque walking paths, bike lanes, and quick access to the 401.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1400-1599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date5/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style2-Storey
ConstructionStone, Brick
BasementFull, Unfinished
CountyWaterloo
Annual Tax$4,959.95

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

School, Public Transit, Park

Interior Features

Auto Garage Door Remote, Water Softener

Security Features

Community Features

Location

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635 Saginaw Parkway, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 635 Saginaw Parkway 2, Cambridge, ON N1T 0C1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate5.25%
Down Payment$44,990 (6.4%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period25 Years
Estimated Monthly Payment$3,903Based on a loan of $654,910 over 25 years.
Purchase Price$699,900
Loan Amount$654,910
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in Cambridge, ON

For a property listed at $699,900 in Cambridge, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

Nearby Listings

Distance:

No current listings found in Cambridge.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$928,899

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.