8 & 12 Oxford Street, Cambridge, ON

$2,500,000
MLS#:X12414474
0 beds
0 baths
Commercial
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Property Highlights

Welcome to this remarkable investment located in the coveted neighborhood of Cambridge. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $2,500,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 256.26 x 150 ft lot size
  • Convenient in/out garage included
  • equipped with yes central cooling and highly efficient gas forced air open heating

Description

The Subject Properties consists of two (2) commercial buildings on adjacent lots whose combined total is 1.03 Acres. 8 Oxford St is a 5,350 SF three (3) unit multi-tenant building on a .586 Acre site. The property has approximately 814 SF of mezzanine, three (3) drive-in doors, between 16 19 clear heights and twin separate NG, electrical, water and sanitary services. 12 Oxford St is a 4,000 SF four (4) unit retail plaza on a .444 Acre site. The property offers ample parking and variety of separated services. Zoned CS5, the Subject Properties enjoy a variety of permitted use. The sites are proximate to both the proposed LRT as well as the Galt City Centre Core Area. This, coupled with a continued and increasing desire for residential density, the Subject Properties are positioned well for the exploration of rezoning.

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Key Features

Property Type
Commercial

Additional Details

StatusPrice Change
Listed Date9/19/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeInvestment
Lot Size256.26 × 150 Feet
CountyWaterloo
Annual Tax$32,202.16
Legal DescriptionLT 227-229 PL 447 CAMBRIDGE; PT LT 225 PL 447 CAMBRIDGE PT1 58R10320; CAMBRIDGE; and LT 208, 224 PL 447 CAMBRIDGE; PTLT 209, 225 PL 447 CAMBRIDGE; PT LT 33 PL 463 CAMBRIDGE ASIN 1315455; CAMBRIDGE

Parking & Garage

Garage TypeIn/Out

Heating & Cooling

Heat TypeGas Forced Air Open
CoolingYes

Features

Property Features

Interior Features

Security Features

No

Community Features

Location

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8 & 12 Oxford Street, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 8 & 12 Oxford Street, Cambridge, ON N1R 1M2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate5.25%
Down Payment$500,000 (20.0%)
* Minimum Canadian down payment required for this price is $500,000.
Amortization Period25 Years
Estimated Monthly Payment$11,918Based on a loan of $2,000,000 over 25 years.
Purchase Price$2,500,000
Loan Amount$2,000,000
Provincial Land Transfer Tax:$48,975
Total Estimated Closing Taxes:$48,975

About Purchasing a Home in Cambridge, ON

For a property listed at $2,500,000 in Cambridge, the legal minimum down payment is $500,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $48,975 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $48,975.

Nearby Listings

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No current listings found in Cambridge.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$927,157

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.