Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Nestled on one of West Galt's most charming tree-lined streets, this beautifully maintained red brick century home offers the warmth and craftsmanship thoughtfully complemented by today's essential updates. Just steps from the vibrant Gaslight District, downtown cafés, boutique shopping, parks, schools and the Grand River, this is a neighbourhood where community, walkability and lifestyle come together. From the inviting covered front porch to the spacious principal rooms, every space reflects the charm and character buyers have come to love in Cambridge's historic core. Rich architectural details, hardwood flooring, and an abundance of natural light create a home that is both elegant and welcoming. The kitchen features newer countertops and flows seamlessly to a large rear deck overlooking the fully fenced private backyard. Upstairs you'll find three bedrooms and a 4-piece bath, while the finished basement provides additional living space complete with a recreation room and additional full 3-piece bathroom. This home has been meticulously cared for with numerous valuable improvements, including a new garage roof (2025), furnace (2022), double-hung windows, 200 amp electrical service, water softener, and more-allowing you to move in with confidence. What truly sets this property apart is its future potential. Situated within Cambridge's innovative Barrie Lane Laneway Housing Initiative, this property is located in an area where detached accessory dwelling opportunities have been introduced, opening the door for buyers to explore the possibility of creating additional living space or future rental income, subject to municipal approvals and servicing requirements. Whether you're thinking multigenerational living, a private guest suite, home office or long-term investment, this is an opportunity that few character homes can offer.
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Auto Garage Door Remote, Water Softener
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 85 Barrie Street, Cambridge, ON N1S 3B1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.
About Purchasing a Home in Cambridge, ON
For a property listed at $699,900 in Cambridge, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.