86 St Andrews Street, Cambridge, ON

$579,900
MLS#:X9419450
1 beds
3 baths
1500-2000 sqft
8.0 parking
Residential Freehold
86 St Andrews Street, Cambridge, ON N1S 1M4
⚠️

Property no longer active

This property was sold on November 5, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $579,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 180 x 106 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available
  • Notable attributes: Accessory Apartment, In-Law Capability, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this versatile property located in the highly sought-after West Galt area, just steps away from the vibrant Gaslight District. This unique offering presents a perfect opportunity ideal for investors, entrepreneurs, or those seeking a dual-purpose living space. The main floor features a series of well-appointed offices, providing an excellent space for professionals. The layout is functional and flexible, with ample natural light and a welcoming atmosphere that fosters productivity. Whether youre looking to run a business, lease to tenants, or convert the space for other uses, the possibilities are endless. Ascend to the upper level, where you'll find a cozy one-bedroom apartment that exudes charm and comfort. Zoned R5, this property offers exciting potential for future development, including the possibility of adding apartments or multiple dwellings (buyer to conduct their own due diligence). This zoning flexibility opens the door to a variety of creative options for maximizing the use of the property in a growing community. Whether youre looking to invest, develop, or simply enjoy the unique lifestyle this property offers, the possibilities are limitless. Schedule your private showing today!

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 86 St Andrews Street, Cambridge is currently for sale and has been available on SousaSells for 654 days. This property is listed at $579,900 with an estimated mortgage of $1,930* per month. It has 1 bed, 3 bathrooms, and is 1500-2000 square feet. 86 St Andrews Street, Cambridge

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cambridge.

Great for Small Household / Couples
What We Love About This Home
  • 1 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
1
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 5, 2024
Sold price information is available to members only
Listed Date10/21/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished
Lot Size180 × 106 Feet
CountyWaterloo
Annual Tax$9,225
Legal DescriptionPT LT 1 BLK D PL 473 CAMBRIDGE AS IN WS758759; CAMBRIDGE

Parking & Garage

Parking Total8.0
Parking Space8
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Arts Centre
  • Library
  • Place Of Worship
  • Public Transit
  • School

Interior Features

  • Accessory Apartment
  • In-Law Capability
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 86 St Andrews Street, Cambridge, ON

Q.What is the asking price for 86 St Andrews Street, Cambridge, ON ?

The current listing price for 86 St Andrews Street, Cambridge, ON in Cambridge is $579,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 1 bedroom and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 86 St Andrews Street, Cambridge, ON ?

86 St Andrews Street, Cambridge, ON is a Detached (2-Storey) featuring a Unfinished basement.

Q.What key property features does 86 St Andrews Street, Cambridge, ON offer?

Key property features include: Arts Centre, Library, Place Of Worship, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, In-Law Capability, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

Open Tour in New Tab

Location

Initializing map...
86 St Andrews Street, Cambridge, ON

Google Street View

Open in Google Maps

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 86 St Andrews Street, Cambridge, ON N1S 1M4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

Configure Loan Settings

Interest Rate4.00%
Down Payment$173,970 (30.0%)
* Minimum Canadian down payment required for this price is $32,990.
Amortization Period30 Years
Estimated Monthly Payment$1,930Based on a loan of $405,930 over 30 years.
Purchase Price$579,900
Loan Amount$405,930
Provincial Land Transfer Tax:$8,073
Total Estimated Closing Taxes:$8,073

About Purchasing a Home in Cambridge, ON

For a property listed at $579,900 in Cambridge, the legal minimum down payment is $32,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,073 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,073.

Cambridge Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$892,376

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Cambridge

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blair Road
Public85 Sunset Boulevard, Galt, Cambridge, Ontario, N1S 1A9
5.6

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Cambridge Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.