87 Ridge Road, Cambridge, ON

$999,999
MLS#:X13522288
4 beds
4 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $999,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 36 x 118 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Premium greenspace sets this exceptional family home apart from others, offering uninterrupted views of the water reservoir, walking trails, and protected natural surroundings that create a peaceful backdrop for everyday living. Welcome to this beautifully maintained 4-bedroom, 3.1-bathroom home featuring stylish finishes, 9' ceilings, hardwood floors, and an open-concept layout filled with natural light.The spacious kitchen is the heart of the home, complete with granite countertops, reverse osmosis system, a large pantry, and seamless flow into the dining and living areas. Patio doors lead to the upper deck overlooking the expansive backyard, perfect for entertaining or relaxing outdoors. Inside garage access and a convenient main-floor powder room add everyday practicality. Upstairs, the primary retreat offers his-and-her walk-in closets and a luxurious ensuite. Three additional bedrooms and a full bathroom provide plenty of space for family and guests. Central vacuum is roughed in on the main level, upper hallway, and primary suite. The finished walk-out lower level presents an excellent in-law opportunity, or a mortgage helper with a stylish kitchen featuring quartz countertops and hookups for a stove and refrigerator. A bright 3-piece bathroom with heated floors and direct backyard access enhances the space. The fully fenced yard features a concrete patio, concrete side steps, and plenty of room for children, pets, gardens, and future outdoor living areas. Ample storage is available throughout the home and double-car garage. Located in a sought-after family-friendly neighbourhood close to parks, schools, shopping, restaurants, and commuter routes, this move-in-ready home combines comfort, elegance, and functionality in one exceptional package.

Upcoming Open Houses

Sunday, July 12, 20262:00 PM - 4:00 PMPublic

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Key Features

Bedrooms
4
Bathrooms
4
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished with Walk-Out
Lot Size36 × 118 Feet
CountyWaterloo
Annual Tax$8,165.77
Legal DescriptionPlan 58M617 Lot 146 Subject to Easement for Entry as in WR1166465 City of Cambridge

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Greenbelt/Conservation, Place Of Worship, School

Interior Features

Auto Garage Door Remote, Central Vacuum, In-Law Capability, Storage

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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87 Ridge Road, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 87 Ridge Road, Cambridge, ON N3E 0C6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate5.25%
Down Payment$75,000 (7.5%)
* Minimum Canadian down payment required for this price is $75,000.
Amortization Period25 Years
Estimated Monthly Payment$5,512Based on a loan of $924,999 over 25 years.
Purchase Price$999,999
Loan Amount$924,999
Provincial Land Transfer Tax:$16,475
Total Estimated Closing Taxes:$16,475

About Purchasing a Home in Cambridge, ON

For a property listed at $999,999 in Cambridge, the legal minimum down payment is $75,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,475 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,475.

Nearby Listings

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No current listings found in Cambridge.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$927,013

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.