89 Elgin Street, Cambridge, ON

$1,850/mo
MLS#:X13806098
2 beds
1 baths
1100-1500 sqft
2.0 parking
Residential Freehold
Residential Freehold for sale - 2 Bed, 1 Bath Home at 89 Elgin Street Cambridge ON listed at $1,850 (MLS# X13806098) - Main View
For Lease
Added:Sep 17, 2026(2 days ago)
Updated:Sep 19, 2026(today)
Last Checked:8 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,850 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 134.36 x 62.05 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Accessory Apartment
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this well-maintained lower-level suite located in a charming all-brick bungalow in a quiet, established neighbourhood. Offering a private separate entrance, this spacious and fully finished unit features 2 bedrooms plus a versatile den, providing plenty of room for a home office, additional living space, or storage. The functional layout offers comfortable everyday living, complete with in-suite laundry and appliances included for added convenience. Tenants will also enjoy two dedicated parking spaces and the benefits of a generous lot. Ideally suited to working professionals, couples, or a small family seeking a clean, comfortable and move-in-ready home in a convenient location. Pet-friendly and available for long-term tenancy. A great opportunity to enjoy a private living space in a well-cared-for property.

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Property Summary

This detached home located at 89 Elgin Street, Cambridge is currently for sale and has been available on SousaSells for 2 days. This property is listed at $1,850 with an estimated mortgage of $6* per month. It has 2 beds, 1 bathroom, and is 1100-1500 square feet. 89 Elgin Street, Cambridge

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cambridge.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,850/mo
AddedSep 17, 2026 (2 days ago)
UpdatedSep 19, 2026 (today)
Last Checked8 minutes ago
Transaction TypeFor Lease
List Office NameRE/MAX REAL ESTATE CENTRE INC.

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished
Lot Size134.36 Ă— 62.05 Feet
CountyWaterloo

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Park
  • Place Of Worship
  • Public Transit
  • Rec./Commun.Centre
  • School
  • School Bus Route

Interior Features

  • Accessory Apartment

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cambridge Home Buyer Advisory & Market HubActive MLS® Listing in Cambridge, Ontario

Looking to Buy a Home in Cambridge?

If you are looking for a house in Cambridge or researching Cambridge real estate for sale, this 2-bedroom detached at 89 Elgin Street, Cambridge, ON offers an exceptional opportunity to buy a home in Cambridge, Ontario. Whether you are a first-time Cambridge home buyer or comparing active Cambridge MLS® homes for sale, working with a dedicated Cambridge buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Cambridge Homes for Sale & MLS® Listings

Browse all verified Cambridge real estate listings, compare active Cambridge houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Cambridge Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cambridge realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cambridge Buyer Budget & Costs

Estimated mortgage: $6*/month*. Estimated Ontario Land Transfer Tax: $9. First-time Cambridge home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cambridge

Frequently Asked Questions about 89 Elgin Street, Cambridge, ON

Q.What is the asking price for 89 Elgin Street, Cambridge, ON ?

The current listing price for 89 Elgin Street, Cambridge, ON in Cambridge is $1,850.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 89 Elgin Street, Cambridge, ON ?

89 Elgin Street, Cambridge, ON is a Detached (Bungalow) featuring a Finished basement.

Q.What key property features does 89 Elgin Street, Cambridge, ON offer?

Key property features include: Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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89 Elgin Street, Cambridge, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cambridge, Cambridge

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 89 Elgin Street N, Cambridge, ON N1R 5H5

Estimated Sales Range
$2,000 - $2,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

Configure Loan Settings

Interest Rate4.00%
Down Payment$555 (30.0%)
* Minimum Canadian down payment required for this price is $93.
Amortization Period30 Years
Estimated Monthly Payment$6Based on a loan of $1,295 over 30 years.
Purchase Price$1,850
Loan Amount$1,295
Provincial Land Transfer Tax:$9
Total Estimated Closing Taxes:$9

About Purchasing a Home in Cambridge, ON

For a property listed at $1,850 in Cambridge, the legal minimum down payment is $93 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9.

Cambridge Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$1,232,213

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Cambridge

Elementary Schools

Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blue Heron
Public749 Grand Valley Drive, Preston, Cambridge, Ontario, N3H 2S3
5.3

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Cambridge Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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