96 Spruce Street, Cambridge, ON

$559,900
MLS#:X10411700
2 beds
1 baths
3.0 parking
Residential Freehold
96 Spruce Street, Cambridge, ON N1R 4K3
⚠️

Property no longer active

This property was sold on November 27, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $559,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Premium 36.08 x 64.5 ft lot size
  • Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully updated bungalow in the heart of East Galt! Packed with character, this home blends classic charm with modern finishes, making it the perfect place to call home. The main floor boasts stunning original hardwood floors in excellent condition, bathed in natural light from the large windows throughout. The brand-new kitchen is a standout feature, showcasing sleek quartz countertops, stylish backsplash, and brand-new appliances, making it a chefs dream. The finished basement has been thoughtfully upgraded with fresh paint, new carpet (2024), and new trim, offering plenty of potential for additional living space or storage. A convenient side entrance leads directly to the basement, providing ease of access, and with its R5 zoning, there is lots of potential here for investors. This home has seen numerous recent improvements, including freshly painted interiors, updated electrical, a new driveway (2021), central A/C (2022), 40-year fiberglass shingles, updated bathroom, new windows, and a new side fenceeverything you need to move in with peace of mind. Located on a quiet street, you'll enjoy the convenience of being within walking distance to the Galt Arena, as well as surrounding walking trails and parks, perfect for outdoor enthusiasts. Whether youre relaxing at home or enjoying the local community, this home offers both comfort and style in a prime location. Dont miss your chance to own this charming East Galt bungalowschedule your showing today!

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Property Summary

This detached home located at 96 Spruce Street, Cambridge is currently for sale and has been available on SousaSells for 637 days. This property is listed at $559,900 with an estimated mortgage of $1,864* per month. It has 2 beds, 1 bathroom, and is unknown square feet. 96 Spruce Street, Cambridge

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cambridge.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • Desirable Detached architecture in Cambridge
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 27, 2024
Sold price information is available to members only
Listed Date11/7/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementSeparate Entrance, Finished
Lot Size36.08 × 64.5 Feet
CountyWaterloo
Annual Tax$3,745.83
Legal DescriptionLT 34 PL D7 CAMBRIDGE; PT LT 17 PL 614 CAMBRIDGE; PT LT 11 E/S SHADE ST & N/S MCNAUGHTON ST PL 615 CAMBRIDGE AS IN 1278352; CAMBRIDGE

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Water Heater
  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 96 Spruce Street, Cambridge, ON

Q.What is the asking price for 96 Spruce Street, Cambridge, ON ?

The current listing price for 96 Spruce Street, Cambridge, ON in Cambridge is $559,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom.

Q.What property type and architectural style is 96 Spruce Street, Cambridge, ON ?

96 Spruce Street, Cambridge, ON is a Detached (Bungalow-Raised) featuring a Separate Entrance, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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96 Spruce Street, Cambridge, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 96 Spruce Street, Cambridge, ON N1R 4K3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate4.00%
Down Payment$167,970 (30.0%)
* Minimum Canadian down payment required for this price is $30,990.
Amortization Period30 Years
Estimated Monthly Payment$1,864Based on a loan of $391,930 over 30 years.
Purchase Price$559,900
Loan Amount$391,930
Provincial Land Transfer Tax:$7,673
Total Estimated Closing Taxes:$7,673

About Purchasing a Home in Cambridge, ON

For a property listed at $559,900 in Cambridge, the legal minimum down payment is $30,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,673 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,673.

Cambridge Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$892,376

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Cambridge

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blair Road
Public85 Sunset Boulevard, Galt, Cambridge, Ontario, N1S 1A9
5.6

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Cambridge Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.