442 Joseph Street, Carleton Place, ON

$429,900
MLS#:X13518672
4 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised semi-detached located in the coveted neighborhood of 909 - Carleton Place. Expertly crafted featuring premium other and brick front construction, this residence presents an exceptional opportunity offered at $429,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 38.71 x 132.85 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This fully finished raised ranch semi-detached home offers functional family living with both levels completely finished and freshly painted from top to bottom. The bright upper floor features a naturally lit living area with large windows that create an inviting atmosphere. The kitchen provides ample room for daily meals, featuring a practical kitchen island and durable granite countertops for meal preparation. A convenient four-piece bathroom and two nice sized bedrooms complete this level. Moving downstairs, the finished lower level provides excellent additional living space including a huge bedroom, alongside a second full four-piece bathroom, making the layout highly practical for families or guests. Electrical updates add peace of mind, as all electrical plugs and switches throughout the house have been recently replaced. Outside, the property boasts a huge, private fenced backyard that offers an abundance of space for outdoor activities, children, or pets. The exterior has been well-maintained, featuring a freshly raked lawn and a trimmed front tree that gives the property a clean, tidy look from the street. The home shows well and is exceptionally clean throughout, presenting a straightforward, move-in-ready opportunity. Situated in a welcoming neighbourhood with great neighbours, the location is ideal for families due to its close proximity to local schools and parks. It is also just a short distance from the scenic Mississippi River, offering easy access to outdoor recreation and waterfront trails.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow-Raised
ConstructionOther, Brick Front
BasementFinished
Lot Size38.71 × 132.85 Feet
CountyLanark
Annual Tax$2,885
Legal DescriptionPT LT 24 PL 27990 LANARK N RAMSAY; PT LT 25 PL 27990 LANARK N RAMSAY PT 3 & 4, 26R695 ; S/T RN42882 TOWN OF CARLETON PLACE

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Fenced Yard, Golf, School

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Location

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442 Joseph Street, Carleton Place, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 442 Joseph Street, Carleton Place, ON K7C 3T5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Carleton Place.

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Interest Rate5.25%
Down Payment$21,495 (5.0%)
* Minimum Canadian down payment required for this price is $21,495.
Amortization Period25 Years
Estimated Monthly Payment$2,434Based on a loan of $408,405 over 25 years.
Purchase Price$429,900
Loan Amount$408,405
Provincial Land Transfer Tax:$5,073
Total Estimated Closing Taxes:$5,073

About Purchasing a Home in Carleton Place, ON

For a property listed at $429,900 in Carleton Place, the legal minimum down payment is $21,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,073 for this transaction. As this listing is in Carleton Place (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,073.

Nearby Listings

Distance:

No current listings found in Carleton Place.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Carleton Place.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$665,051

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Caldwell Street
Public70 Caldwell Street, Carleton Place, Ontario, K7C 3A5
6.4
Arklan Community
Public123 Patterson Crescent, Carleton Place, Ontario, K7C 4R2
3.5
J.-L.-Couroux
Public10 Findlay Avenue, Carleton Place, Ontario, K7C 3Z6
5.2
Beckwith
Public1523 9th Line Beckwith, Carleton Place, Ontario, K7C 3P2
6.6

Secondary Schools

Carleton Place
Public350 Edmund Street, Carleton Place, Ontario, K7C 3E8
5.7
Notre Dame
Public157 McKenzie Street, Carleton Place, Ontario, K7C 4P2
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.