920 Stewart Line, Cavan Monaghan, ON

$759,900
MLS#:X13579210
5 beds
3 baths
1500-2000 sqft
14.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cavan-Monaghan. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $759,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 275 x 345 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 14.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor, Sewage Pump
  • Efficient baseboard heating via electric

Description

Experience stunning sunrises and sunsets amid the rolling hills, this custom built 4+1 bedroom 1917 square foot bungalow is situated on 2.2 Acres. Life in the tranquility of the country with Peterborough amenities 15 minutes away. Spacious entrance is welcoming, with a large living room and oversized window offering lots of light. Gorgeous eat-in kitchen with white cabinets and stunning quartz counters (2024) with high-end appliances and fresh mint colour walls boasts tons of natural light, with two patio door walk-outs to a fenced area and a spansive landscape. Direct entry to 2 car garage from the kitchen and wide stairs to the basement that is full of opportunity with high ceilings, a 4 piece washroom with soaker tub and standing shower, a bedroom with wardrobe closet and an office space, along with a large open area with potential to build a basement apartment. The primary bedroom features 3 closets plus a 2 piece ensuite, with an additional 3 large bedrooms (one without a closet). Snap up this well-priced home quick!Most windows and 2 patio doors were replaced in 2021, and the shingles were replaced in 2015. Energy efficient home with smart home features. Live easy with one annual utility bill ($4300 in 2025) for heat and hydro, and a woodstove in the basement for energy efficiency and warmth during cold winter nights. Work from home with ease with rare fibre optic internet installed to the home. Harvest your own fruit from apple, pear, cherry and peach trees, along with Saskatoon berries, haskap, black and red currants, hazelnuts, raspberries, rhubarb and perennial asparagus; your chicken coop is ready to add chickens to enjoy fresh eggs. Country living at its best.

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Property Summary

This detached home located at 920 Stewart Line, Cavan Monaghan is currently for sale and has been available on SousaSells for 1 day. This property is listed at $759,900 with an estimated mortgage of $2,529* per month. It has 5 beds, 3 bathrooms, and is 1500-2000 square feet. 920 Stewart Line, Cavan Monaghan is in the Cavan-Monaghan neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementPartially Finished
Lot Size275 × 345 Feet
CountyPeterborough
Annual Tax$5,504.16
Legal DescriptionLT 1-3 RCP 121 CAVAN; CVN-MIL-NMO

Parking & Garage

Parking Total14.0
Parking Space12
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Clear View, Fenced Yard, Rolling, School Bus Route, Sloping

Interior Features

In-Law Capability, Primary Bedroom - Main Floor, Sewage Pump, Water Heater Owned, Water Softener

Security Features

Community Features

Location

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920 Stewart Line, Cavan Monaghan, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 920 Stewart Line, Cavan Monaghan, ON L0A 1C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cavan Monaghan.

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Interest Rate4.00%
Down Payment$227,970 (30.0%)
* Minimum Canadian down payment required for this price is $50,990.
Amortization Period30 Years
Estimated Monthly Payment$2,529Based on a loan of $531,930 over 30 years.
Purchase Price$759,900
Loan Amount$531,930
Provincial Land Transfer Tax:$11,673
Total Estimated Closing Taxes:$11,673

About Purchasing a Home in Cavan Monaghan, ON

For a property listed at $759,900 in Cavan Monaghan, the legal minimum down payment is $50,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,673 for this transaction. As this listing is in Cavan Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,673.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cavan-Monaghan, Cavan Monaghan.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,267,061

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.