108 Coulter Avenue, Central Elgin, ON

$594,900
MLS#:X12192206
4 beds
2 baths
700-1100 sqft
7.0 parking
Residential Freehold
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Property no longer active

This property was sold on June 16, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Central Elgin. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $594,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 80 x 200 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Tucked away on the edge of St. Thomas, this updated bungalow offers the kind of space and setup thats tough to find, on a fantastic 80' x 200' lot with privacy, mature trees, and room to roam.Inside, enjoy 3+1 bedrooms, 2 full baths, and a bright, functional layout with hardwood and ceramic floors, an updated kitchen, and a spacious living area. Downstairs? Thats where it gets exciting, with a fresh lower level featuring a large L-shaped family room with a gas fireplace, a fourth bedroom, sleek 3-piece bath, tons of storage, and a commercial-grade kitchen ready for catering, baking, a simple wet bar for the basement rec room or easily removed it! The options are endless! .Key upgrades include a new metal roof, high-efficiency furnace and A/C (2012),and most windows and patio doors replaced within the last 10 years. The covered front porch, deck off the dining area, 1.5-car garage, and extra-long double concrete driveway round out the package.Whether you're hosting the family, launching a side hustle, or just want space to stretchout, this ones got it all.

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Property Summary

This detached home located at 108 Coulter Avenue, Central Elgin is currently for sale and has been available on SousaSells for 410 days. This property is listed at $594,900 with an estimated mortgage of $1,980* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 108 Coulter Avenue, Central Elgin is in the Rural Central Elgin neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 16, 2025
Sold price information is available to members only
Listed Date6/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Aluminum Siding
BasementFinished
Lot Size80 × 200 Feet
CountyElgin
Annual Tax$3,497
Legal DescriptionPART LOT 14 PLAN 251 AS IN E339559; CENTRAL ELGIN

Parking & Garage

Parking Total7.0
Parking Space6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

School

Interior Features

On Demand Water Heater

Security Features

Community Features

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Location

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108 Coulter Avenue, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 108 Coulter Avenue, Central Elgin, ON N5R 5A7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

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Interest Rate4.00%
Down Payment$178,470 (30.0%)
* Minimum Canadian down payment required for this price is $34,490.
Amortization Period30 Years
Estimated Monthly Payment$1,980Based on a loan of $416,430 over 30 years.
Purchase Price$594,900
Loan Amount$416,430
Provincial Land Transfer Tax:$8,373
Total Estimated Closing Taxes:$8,373

About Purchasing a Home in Central Elgin, ON

For a property listed at $594,900 in Central Elgin, the legal minimum down payment is $34,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,373 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,373.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Central Elgin, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$784,789

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.