14121 Belmont Road, Central Elgin, ON

$379,900
MLS#:X12042864
3 beds
2 baths
2000-2500 sqft
9.0 parking
Residential Freehold
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Property no longer active

This property was sold on April 8, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Belmont. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $379,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 66 x 132 ft lot
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 9.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Workbench, Storage, Water Meter
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Are you looking to build some sweat equity and put your own stamp on something? Located right in downtown Belmont is this diamond in the rough with a layout that creates many possibilities for this property. At the front door, a large covered front porch leads straight to oak hardwood floors and the living room. Loads of natural light thanks to giant windows accented by custom woodwork all throughout the main level. Definitely a house that is going to need someone to put their own stamp on it, but the bones are solid and there is lots to work with. Three bedrooms and a true 4-piece bathroom with jetted tub are on the second floor and the master has HIS and HER closets. Some carpet on the second floor but not much! Loaded with square footage and has potential to be: a single-family home, single-family with a business, single family with a separate commercial side unit, even duplex potential. The zoning is R2 but with being on the main street and surrounded by commercial units, the municipality confirmed to us its not a stretch to apply for a zoning change and put a small business there, if necessary. These options don't even get us to the oversized garage/shop with large covered area, perfect for working on a vehicle in any season. A multi-tiered custom deck off the sunroom is extremely private and a great spot to relax and watch the world go by. The giant shed at the back of the garage is a built like a bunker and has many uses other than a simple garden shed due to the sheer size. A cute little fire pit sits in the rear courtyard with total privacy, a great place to entertain your friends or put your feet up. Set up your showing and get through before its gone.

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Property Summary

This detached home located at 14121 Belmont Road, Central Elgin is currently for sale and has been available on SousaSells for 479 days. This property is listed at $379,900 with an estimated mortgage of $1,265* per month. It has 3 beds, 2 bathrooms, and is 2000-2500 square feet. 14121 Belmont Road, Central Elgin is in the Belmont neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 8, 2025
Sold price information is available to members only
Listed Date3/26/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding
BasementPartial Basement
Lot Size66 × 132 Feet
CountyElgin
Annual Tax$3,999
Legal DescriptionLOT 10 WEST SIDE OF MAIN STREET PLAN 198 BELMONT

Parking & Garage

Parking Total9.0
Parking Space8
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Workbench, Storage, Water Meter

Security Features

Community Features

Location

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14121 Belmont Road, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 14121 Belmont Road, Central Elgin, ON N0L 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$113,970 (30.0%)
* Minimum Canadian down payment required for this price is $18,995.
Amortization Period30 Years
Estimated Monthly Payment$1,265Based on a loan of $265,930 over 30 years.
Purchase Price$379,900
Loan Amount$265,930
Provincial Land Transfer Tax:$4,174
Total Estimated Closing Taxes:$4,174

About Purchasing a Home in Central Elgin, ON

For a property listed at $379,900 in Central Elgin, the legal minimum down payment is $18,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,174 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,174.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belmont, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$774,958

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.