166 St George Street, Central Elgin, ON

$534,900
MLS#:X11908036
4 beds
2 baths
700-1100 sqft
7.0 parking
Residential Freehold
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Property no longer active

This property was sold on January 15, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Lynhurst. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $534,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 98.17 x 80.7 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming and Immaculate carpet-free home! Same owner for 60 years! 3 + 1 bedrooms and 2 full bathrooms. Finished Basement (2018) with fresh decor, 4th bedroom (no warranty on window size) and stylish 3 piece bath. Gorgeous hardwood floors in living room and bedrooms. Three season sunroom with access to the kitchen and to the deck (new in 2021). Large side yard just needs the new owners to fence it in. Updated circuit breaker electrical panel. Attractive wood burning fireplace but no warranty on it because owner has not used it in a number of years. High efficiency furnace and central air. Spacious garage with inside entry and double wide concrete driveway with generous space for 6 vehicles! Lots of closets! You will love the feel of this lovely home in mature and quiet northwest St Thomas only a 15 min drive to South London! Showings by Appointment Only....Make Yours Today!

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Property Summary

This detached home located at 166 St George Street, Central Elgin is currently for sale and has been available on SousaSells for 558 days. This property is listed at $534,900 with an estimated mortgage of $1,780* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 166 St George Street, Central Elgin is in the Lynhurst neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 15, 2025
Sold price information is available to members only
Listed Date1/6/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished
Lot Size98.17 × 80.7 Feet
CountyElgin
Annual Tax$3,263
Legal DescriptionPLAN 275 LOT 47 Yarmouth, Central Elgin

Parking & Garage

Parking Total7.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Primary Bedroom - Main Floor, Auto Garage Door Remote

Security Features

Community Features

Location

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166 St George Street, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 166 St George Street, Central Elgin, ON N5P 2M4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$160,470 (30.0%)
* Minimum Canadian down payment required for this price is $28,490.
Amortization Period30 Years
Estimated Monthly Payment$1,780Based on a loan of $374,430 over 30 years.
Purchase Price$534,900
Loan Amount$374,430
Provincial Land Transfer Tax:$7,173
Total Estimated Closing Taxes:$7,173

About Purchasing a Home in Central Elgin, ON

For a property listed at $534,900 in Central Elgin, the legal minimum down payment is $28,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,173 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,173.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lynhurst, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$703,331

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.