209 ADELAIDE Street, Central Elgin, ON

$549,900
MLS#:X12775092
3 beds
1 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 18, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Port Stanley. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 73.92 x 100.13 ft lot
  • Features a separate entrance, unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Storage, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this charming detached bungalow, ideally located on a quiet dead-end street in a premier Port Stanley location. Set on a large, treed lot with wide frontage, this well-maintained home is just four houses from the lake and offers lovely water views from both the front lawn and the impressive 28' front family room-perfect for enjoying the scenery year-round. Inside, the spacious and thoughtfully designed interior features three bedrooms plus a den, including a primary bedroom with double closets, along with an updated bathroom boasting a large step-in glass shower and built-in storage. Timeless character is on full display with 10' ceilings, tall windows, French doors, and a striking floor-to-ceiling brick fireplace that anchors the inviting living room.The eat-in kitchen truly serves as the heart of the home, complete with new Samsung stainless steel appliances and updated countertops, and opens seamlessly to a low-maintenance composite deck with a new privacy screen-an ideal setting for entertaining, summer barbecues, or quiet mornings outdoors. Practical upgrades include vinyl windows, updated flooring, custom wood wall trim. Modern comforts include a convenient mudroom with a separate entrance, and a concrete basement offering laundry, custom shelving, an owned hot water heater and all supported by municipal water and sewers. Outdoors, the property continues to impress with a private double wide driveway with potential to expand, spacious backyard, bonus side yard, and a large storage shed, providing plenty of space to relax, garden, or store your lakeside gear. Just steps from Port Stanley's sandy beaches, shops, restaurants, marina, and harbour-and only 10 minutes to St. Thomas amenities-this home offers an exceptional blend of peaceful lakeside living and everyday convenience.

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Property Summary

This detached home located at 209 ADELAIDE Street, Central Elgin is currently for sale and has been available on SousaSells for 158 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 209 ADELAIDE Street, Central Elgin is in the Port Stanley neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 18, 2026
Sold price information is available to members only
Listed Date2/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementSeparate Entrance, Unfinished, Partial Basement
Lot Size73.92 × 100.13 Feet
CountyElgin
Annual Tax$4,495
Legal DescriptionLT 30 PL 204 PORT STANLEY; PT LT 29 PL 204 PORT STANLEY AS IN E108861; T/W E108861 EXCEPT THE EASEMENT THEREIN RE: PL 221; CENTRAL ELGIN

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Golf, Lake/Pond, Library, Marina, School

Interior Features

Primary Bedroom - Main Floor, Storage, Sump Pump, Upgraded Insulation, Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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209 ADELAIDE Street, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 209 ADELAIDE Street, Central Elgin, ON N5L 1A1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

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Interest Rate4.00%
Down Payment$164,970 (30.0%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period30 Years
Estimated Monthly Payment$1,830Based on a loan of $384,930 over 30 years.
Purchase Price$549,900
Loan Amount$384,930
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Central Elgin, ON

For a property listed at $549,900 in Central Elgin, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Stanley, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$762,600

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.