263 Frances Street, Central Elgin, ON

$489,000
MLS#:X13508520
4 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of Port Stanley. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $489,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 32.03 x 115.17 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to your next chapter in beautiful Port Stanley! Nestled in a quiet, family-friendly neighbourhood just minutes from the beach, local shops, restaurants, and everyday amenities, this beautifully updated semi-detached bungalow offers the perfect blend of comfort, style, and lakeside living. Featuring 2+2 bedrooms, 2 bathrooms, a private driveway, and a fully fenced backyard, this move-in ready home is ideal for first-time buyers, downsizers, or anyone looking to enjoy the Port Stanley lifestyle. Step inside to a bright, open-concept main floor where a large bay window fills the living room with natural light, while a cozy electric fireplace creates a warm focal point. The spacious eat-in kitchen features a breakfast bar and direct access to the backyard, making entertaining effortless. Two generous bedrooms and a 4-piece bathroom complete the main level. Outside, enjoy your own private backyard retreat backing onto mature trees for added privacy, complete with a spacious new deck, hot tub, above-ground pool with custom wraparound deck, beautifully landscaped gardens, and multiple seating areas designed for relaxing, entertaining, and making the most of summer. The finished lower level offers a rec room, third bedroom, renovated 3-piece bathroom with laundry, and a versatile bonus room ideal as a home office, gym, guest room, or potential fourth bedroom. Recent updates include new stairs, flooring, a full interior paint refresh, updated baseboards and trim, new kitchen countertops and sink, a renovated basement bathroom, custom built-ins in the lower level, and new decking, making this home truly move-in ready. Just moments from Port Stanley's famous beaches and vibrant downtown, this is your opportunity to embrace the beach-town lifestyle and start making memories by the lake.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFinished
Lot Size32.03 × 115.17 Feet
CountyElgin
Annual Tax$3,081
Legal DescriptionPART LOT 12 E/S FRANCES ST PLAN 49 PORT STANLEY, PART 2 11R10601 MUNICIPALITY OF CENTRAL ELGIN

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Fenced Yard, Golf, Marina, Park, School

Interior Features

Primary Bedroom - Main Floor, Sump Pump

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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263 Frances Street, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 263 Frances Street A, Central Elgin, ON N5L 1A8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

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Interest Rate5.25%
Down Payment$24,450 (5.0%)
* Minimum Canadian down payment required for this price is $24,450.
Amortization Period25 Years
Estimated Monthly Payment$2,768Based on a loan of $464,550 over 25 years.
Purchase Price$489,000
Loan Amount$464,550
Provincial Land Transfer Tax:$6,255
Total Estimated Closing Taxes:$6,255

About Purchasing a Home in Central Elgin, ON

For a property listed at $489,000 in Central Elgin, the legal minimum down payment is $24,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,255 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,255.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Stanley, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$817,746

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.