326 Smith Street, Central Elgin, ON

$2,100/mo
MLS#:X14022362
3 beds
1 baths
1100-1500 sqft
Residential Freehold
Residential Freehold for sale - 3 Bed, 1 Bath Home at 326 Smith Street Central Elgin ON listed at $2,100 (MLS# X14022362) - Main View
For Lease
Added:Oct 13, 2026(18 days ago)
Updated:Oct 13, 2026(18 days ago)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Port Stanley. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $2,100 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 22 x 132 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (0.0 total parking spaces)
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Just 500 metres from Port Stanley's Main Beach, this fully winterized 3-bedroom cottage is now available for lease-offering the perfect blend of comfort, convenience, and coastal lifestyle.This isn't your typical seasonal rental. With recent upgrades throughout, the home is designed for year-round living. The main floor features a bright, open layout with a functional eat-in kitchen complete with quartz countertops, a central island, and a clean herringbone backsplash. The living and family rooms flow seamlessly, anchored by a new gas fireplace that makes the space comfortable even in the colder months.Step outside to a private backyard with updated fencing and a spacious deck-ideal for relaxing or hosting during the warmer seasons.From a mechanical standpoint, the home is move-in ready with a newer furnace (2023), central air (2022), and upgraded finishes throughout, giving tenants peace of mind and consistent comfort.Offered fully furnished (or partially, depending on tenant needs), this property is a strong fit for those looking for a turnkey lease-whether you're relocating, in between homes, or simply want to experience the Port Stanley lifestyle without the commitment of ownership.Walk to the beach, enjoy the restaurants, and live in one of Ontario's most sought-after lakefront communities-without compromise.

Schedule a Tour

No public open houses currently scheduled. Request a private in-person viewing or live video walkthrough at your convenience.

Private Viewings Available
Or choose date:
Free service • No obligation • Licensed REALTOR® accompaniment
Price Drop Alert

Waiting for a price change? Get an instant notification if the seller reduces the asking price.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 326 Smith Street, Central Elgin is currently for sale and has been available for 18 days. This property is listed at $2,100 with an estimated mortgage of $7* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 326 Smith Street, Central Elgin is in the Port Stanley neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Port Stanley, Central Elgin.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Central Elgin.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$2,100/mo
AddedOct 13, 2026 (18 days ago)
UpdatedOct 13, 2026 (18 days ago)
Last Checked4 minutes ago
Transaction TypeFor Lease
List Office NameCALL IT CLOSED INTERNATIONAL BROKERAGE

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding
BasementFull, Unfinished
Lot Size22 Ă— 132 Feet
CountyElgin
Rental Itemshot water heater

Parking & Garage

Parking Total0.0
Parking Space0
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Golf
  • Lake/Pond
  • Marina
  • School

Interior Features

  • Other

Security Features

  • Other

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Central Elgin Home Buyer Advisory & Market HubActive MLS® Listing in Central Elgin, Ontario

Looking to Buy a Home in Central Elgin?

If you are looking for a house in Central Elgin or researching Central Elgin real estate for sale, this 3-bedroom detached at 326 Smith Street, Central Elgin, ON offers an exceptional opportunity to buy a home in Central Elgin, Ontario. Whether you are a first-time Central Elgin home buyer or comparing active Central Elgin MLS® homes for sale, working with a dedicated Central Elgin buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Central Elgin Homes for Sale & MLS® Listings

Browse all verified Central Elgin real estate listings, compare active Central Elgin houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Central Elgin Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Central Elgin realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Central Elgin Buyer Budget & Costs

Estimated mortgage: $7*/month*. Estimated Ontario Land Transfer Tax: $11. First-time Central Elgin home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Central Elgin

Frequently Asked Questions about 326 Smith Street, Central Elgin, ON

Q.What is the asking price for 326 Smith Street, Central Elgin, ON ?

The current listing price for 326 Smith Street, Central Elgin, ON in Port Stanley, Central Elgin is $2,100.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 326 Smith Street, Central Elgin, ON ?

326 Smith Street, Central Elgin, ON is a Detached (2-Storey) featuring a Full, Unfinished basement.

Q.What key property features does 326 Smith Street, Central Elgin, ON offer?

Key property features include: Beach, Golf, Lake/Pond, Marina, School.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.What security features are installed at 326 Smith Street, Central Elgin, ON ?

Security features include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 0.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

Virtual 360° Walkthrough & Live Video Tour

Request a live agent video tour or get 3D virtual walkthrough access for 326 Smith Street, Central Elgin, ON .

Location

Initializing map...
326 Smith Street, Central Elgin, ON

Google Street View

Open in Google Maps
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Port Stanley, Central Elgin

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Loading local market trends...

Pricing & Value Insights

Data-driven valuation for 326 Smith Street, Central Elgin, ON N5L 1C6

Estimated Sales Range
$2,000 - $2,000

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$630 (30.0%)
* Minimum Canadian down payment required for this price is $105.
Amortization Period30 Years
Estimated Monthly Payment$7Based on a loan of $1,470 over 30 years.
Purchase Price$2,100
Loan Amount$1,470
Provincial Land Transfer Tax:$11
Total Estimated Closing Taxes:$11

About Purchasing a Home in Central Elgin, ON

For a property listed at $2,100 in Central Elgin, the legal minimum down payment is $105 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11.

Similar Listings in Port Stanley, Central Elgin

Explore all Just Listed Homes in Central Elgin →

Port Stanley, Central Elgin Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Stanley, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$979,501

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Port Stanley, Central Elgin

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Port Stanley, Central Elgin Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Similar Active Listings in Central Elgin

Compare prices, square footage, and school zones for similar Residential Freehold nearby

All Central Elgin Homes
Residential Freehold for sale - 1 Bed, 2 Bath Home at 183 William Street Central Elgin ON listed at $2,200 (MLS# X14110542)
Added 1 day ago
$2,200/mo
1bd
2ba
Residential Freehold

183 William Street, Unit LOWER, Central Elgin

Oct 23, 2026
DOM: 9

1 bed, 2 bath Duplex for lease in Port Stanley. View photos, price history, school ratings & sold comps.

MLS#: X14110542
For Lease
Residential Freehold for sale - 3 Bed, 1 Bath Home at 381 Front Street Central Elgin ON listed at $2,500 (MLS# X14106692)
Added 8 days ago
$2,500/mo
3bd
1ba
Residential Freehold

381 Front Street, Central Elgin

Oct 22, 2026
DOM: 10

3 bed, 1 bath Detached for lease in Port Stanley. View photos, price history, school ratings & sold comps.

MLS#: X14106692
For Lease
Residential Freehold for sale - 3 Bed, 1 Bath Home at 234 Cornell Drive Central Elgin ON listed at $2,100 (MLS# X14084202)
$2,100/mo
3bd
1ba
Residential Freehold

234 Cornell Drive, Central Elgin

Oct 15, 2026
DOM: 17

3 bed, 1 bath Detached for lease in Port Stanley. View photos, price history, school ratings & sold comps.

MLS#: X14084202
For Lease
Residential Freehold for sale - 2 Bed, 1 Bath Home at 173 WILLIAM Street Central Elgin ON listed at $1,800 (MLS# X13837076)
$1,800/mo
2bd
1ba
Residential Freehold

173 WILLIAM Street, Unit B, Central Elgin

Sep 28, 2026
DOM: 34

2 bed, 1 bath Triplex for lease in Port Stanley. View photos, price history, school ratings & sold comps.

MLS#: X13837076
For Lease