Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Rural Central Elgin. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $515,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Have you been waiting to sit on the front porch of your home on a quiet evening and hear the waters of Lake Erie lapping the shore? Welcome to Dexter Line, where location is everything if you are wanting to be moments from Port Stanley, Port Bruce, Port Burwell, Sparta, or a short drive to St Thomas. This charming home offers the most spacious and useful piece of land - a half acre sitting on a 224 x 99 ft lot! The single detached garage roof was just updated to steel. The huge 40ft x 23ft outbuilding will suit all your needs whether it be for storage or something more upscale. There are 3 decks to enjoy the peaceful surroundings, and all have been very recently updated, so you can enjoy them immediately. The rear deck off the dining room has convenient stylish shades on the west side for sun and privacy, and a gas line for your BBQ. Entering the home you will find a cute and handy mudroom, and a super spacious kitchen with island and stainless steel appliances, gas stove, and a huge dining space perfect for entertaining and family dinners. Lovely farmhouse appeal with shiplap accents and some pine ceilings. The cozy living room has bright windows, and there is a beautifully updated 4 piece bathroom on the main floor. There are 2 large bedrooms plus a sitting/family room on the upper level showcasing some stunning wide plank pine flooring. The laundry is in the basement, with a newer washer and dryer, along with room for storage. Roof 2016, furnace 2018, original a/c. Make your appointment with your Realtor to view this lovely home, you will be so impressed!
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Data-driven valuation for 44856 Dexter Line, Central Elgin, ON N0L 2L0
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Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.
About Purchasing a Home in Central Elgin, ON
For a property listed at $515,000 in Central Elgin, the legal minimum down payment is $26,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,775 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,775.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.