45471 Sparta Line, Central Elgin, ON

$949,900
MLS#:X14120366
4 beds
2 baths
2000-2500 sqft
11.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 45471 Sparta Line Central Elgin ON listed at $949,900 (MLS# X14120366) - Main View
For Sale
Added:Oct 27, 2026(today)
Updated:Oct 27, 2026(today)
Last Checked:19 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Rural Central Elgin. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $949,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 223.09 x 213.25 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (11.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, On Demand Water Heater, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 45471 Sparta Line, where country charm, modern updates, and room to grow come together to create the perfect place to call home! Nestled on just over an acre, this beautifully renovated two-storey home offers the perfect blend of comfort, space, and peaceful country living. Thoughtfully updated throughout, including a 2021 addition with an attached single-car garage, this home is designed for everyday living and making lasting memories. Step inside to a bright and inviting open-concept main floor, featuring a beautiful kitchen with quartz countertops, a spacious island perfect for gathering, and seamless flow into the dining and living areas. The oversized family room, complete with vaulted ceilings and an abundance of natural light, creates a warm and welcoming space for cozy evenings or entertaining. Just off the dining area, the wraparound covered porch and side verandah offer the perfect spot to enjoy your morning coffee and take in the peaceful countryside. The main floor also features a convenient mudroom with laundry, access to the attached garage and rear deck, a versatile bedroom or home office, and a 4-piece bathroom with a relaxing soaker tub. Upstairs, you'll find a spacious primary bedroom with access to a 3-piece cheater ensuite, along with two additional bedrooms. The lower level offers plenty of storage and a partially finished space ready for your personal touch. Outside, there's room for kids to play, gardens to grow, and memories to be made! An uninsulated barn and detached two-car garage, both equipped with hydro, provide fantastic additional space for hobbies and storage. Enjoy the tranquility of country living while remaining approximately 15 minutes from Aylmer and 20 minutes from St. Thomas. With its welcoming atmosphere, thoughtful updates, and room for the whole family, this is a place to settle in, make memories, and truly feel at home!

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Property Summary

This detached home located at 45471 Sparta Line, Central Elgin is currently for sale and has been available for 0 days. This property is listed at $949,900 with an estimated mortgage of $3,162* per month. It has 4 beds, 2 bathrooms, and is 2000-2500 square feet. 45471 Sparta Line, Central Elgin is in the Rural Central Elgin neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rural Central Elgin, Central Elgin.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Rural Central Elgin, Central Elgin.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$949,900
AddedOct 27, 2026 (today)
UpdatedOct 27, 2026 (today)
Last Checked19 minutes ago
Transaction TypeFor Sale
List Office NameREAL BROKER ONTARIO LTD.

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Unfinished
Lot Size223.09 Ă— 213.25 Feet
CountyElgin
Annual Tax$6,967.07
Legal DescriptionPART OF LOT 17, CONCESSION 3 YARMOUTH DESIGNATED AS PARTS 1 & 2, 11R-10391; S/T EASEMENT OVER PART 2, 11R-10391 AS IN YM36778 MUNICIPALITY OF CENTRAL ELGIN

Parking & Garage

Parking Total11.0
Parking Space10
Garage Parking1.0
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Clear View
  • School Bus Route

Interior Features

  • Auto Garage Door Remote
  • On Demand Water Heater
  • Water Softener
  • Water Treatment

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Central Elgin Home Buyer Advisory & Market HubActive MLS® Listing in Central Elgin, Ontario

Looking to Buy a Home in Central Elgin?

If you are looking for a house in Central Elgin or researching Central Elgin real estate for sale, this 4-bedroom detached at 45471 Sparta Line, Central Elgin, ON offers an exceptional opportunity to buy a home in Central Elgin, Ontario. Whether you are a first-time Central Elgin home buyer or comparing active Central Elgin MLS® homes for sale, working with a dedicated Central Elgin buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Dedicated Central Elgin Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Central Elgin realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Central Elgin Buyer Budget & Costs

Estimated mortgage: $3,162*/month*. Estimated Ontario Land Transfer Tax: $15,473. First-time Central Elgin home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Central Elgin

Frequently Asked Questions about 45471 Sparta Line, Central Elgin, ON

Q.What is the asking price for 45471 Sparta Line, Central Elgin, ON ?

The current listing price for 45471 Sparta Line, Central Elgin, ON in Rural Central Elgin, Central Elgin is $949,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 45471 Sparta Line, Central Elgin, ON ?

45471 Sparta Line, Central Elgin, ON is a Detached (2-Storey) featuring a Full, Unfinished basement.

Q.What key property features does 45471 Sparta Line, Central Elgin, ON offer?

Key property features include: Clear View, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, On Demand Water Heater, Water Softener, Water Treatment.

Q.What security features are installed at 45471 Sparta Line, Central Elgin, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 11.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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45471 Sparta Line, Central Elgin, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rural Central Elgin, Central Elgin

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 45471 Sparta Line, Central Elgin, ON N5P 3S8

Estimated Sales Range
$902,000 - $931,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$284,970 (30.0%)
* Minimum Canadian down payment required for this price is $69,990.
Amortization Period30 Years
Estimated Monthly Payment$3,162Based on a loan of $664,930 over 30 years.
Purchase Price$949,900
Loan Amount$664,930
Provincial Land Transfer Tax:$15,473
Total Estimated Closing Taxes:$15,473

About Purchasing a Home in Central Elgin, ON

For a property listed at $949,900 in Central Elgin, the legal minimum down payment is $69,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,473 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,473.

Similar Listings in Rural Central Elgin, Central Elgin

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Rural Central Elgin, Central Elgin Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Central Elgin, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,202,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Central Elgin, Central Elgin

Elementary Schools

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Secondary Schools

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Rural Central Elgin, Central Elgin Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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