47105 Harding smith Line, Central Elgin, ON
Property no longer active
This property was sold on May 15, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey farm located in the coveted neighborhood of Rural Central Elgin. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,225,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 3500-5000 sqft on a spacious lot (Feet)
- 12.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Propane Tank
- equipped with wall unit(s) central cooling and highly efficient baseboard heating via propane
Description
Experience this must-see property on 12 acres of peaceful, PRIVATE land backing onto Lake Erie. This modern 4-bdrm home is filled with lots of new upgrades, a double car garage with separate workshop, and a barn, making this move-in ready home a dream come true. Step into a sunlit kitchen with a walk-out to the patio, soft-close cabinets, expansive counter space, a large pantry, and updated appliances. Enjoy two spacious full bathrooms with floor-to-ceiling tiles and heated floors. Three bedrooms are conveniently located on the main floor, with a fourth upstairs. The home features a spacious living room, a cozy family room, and a den with a walk-out patio leading to a wrap-around deck, installed just two years ago. and a well-maintained septic system, this move-in-ready home boasts hardwood floors, a metal roof, and a newly laid gravel driveway. ------------Outside, you'll find a driveway that accommodates over five cars, a large spacious double-door garage with a separate workshop attached, and a barn for horses complete with stables and a 1-acre fenced area. The garage runs off its own 200 amp system. Additionally there are two Frost Free Winter Hydrants that are municipal water that run from, the house to the garage and barn where water runs all year long. The property also features a large gardening space, a pond, a few apple trees, A new concrete slab is ready for a hot tub or gazebo. Scenic trails throughout the property lined with mulberries lead to breathtaking sunsets over Lake Erie. Included is a 5th-wheel trailer with a deck, situated in a newly cleared area overlooking Lake Erie at the rear of the property, offering what we call the million-dollar view. This spot is perfect for stargazing, camping, and bonfires, and it can also be rented out for extra income This property benefits from the managed forest tax program and has wonderful neighbours. Don't miss this rare opportunity book your viewing now and take the ultimate tour on a UTV utility vehicle.
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Property Summary
This farm located at 47105 Harding smith Line, Central Elgin is currently for sale and has been available on SousaSells for 536 days. This property is listed at $1,225,000 with an estimated mortgage of $4,078* per month. It has 4 beds, 2 bathrooms, and is 3500-5000 square feet. 47105 Harding smith Line, Central Elgin is in the Rural Central Elgin neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Lake/Pond, Wooded/Treed, Beach
Interior Features
Carpet Free, Primary Bedroom - Main Floor, Propane Tank
Security Features
Security System, Smoke Detector, Alarm System, Monitored, Carbon Monoxide Detectors
Community Features
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Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 47105 Harding smith Line E, Central Elgin, ON N0L 2H0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Central Elgin, ON
For a property listed at $1,225,000 in Central Elgin, the legal minimum down payment is $245,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,975 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.