165 St Lawrence Street, Centre Hastings, ON

$499,000
MLS#:X12332670
3 beds
2 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Centre Hastings. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 102.4 x 181.4 ft lot
  • Features a unfinished, exposed rock basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned, Water Meter, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A captivating blend of century charm and modern convenience awaits in the heart of Madoc! This beautiful 1915 home has been thoughtfully upgraded by its contractor-owner, preserving its original character while delivering all the perks of contemporary living. Enjoy the peace of mind and efficiency of all new windows throughout, complemented by a fresh coat of paint, new subflooring and luxury laminate flooring that give the home a brand-new feel. Beyond the walls, this property truly shines. Situated on a double lot, it offers incredible outdoor space for living and play. From sipping your morning coffee on the front porch to hosting a BBQ on the back deck or lounging by the new above-ground pool, there's a perfect spot for every occasion. The large, single-car garage features a dedicated workspace and is heated by a woodstove, with neatly stacked wood ready for use in the enclosed walkway and a new metal roof. Two additional sheds provide extra storage for tools or gardening supplies. Enjoy the ultimate convenience of in-town living in Madoc, with amenities and local shops just a short stroll away. This prime location is a key factor, being the midpoint between Ottawa and Toronto and just a 40-minute drive to Belleville, making it a perfect hub for work or leisure. This is more than just a house; it's a meticulously cared-for home offering a turnkey lifestyle.

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Property Summary

This detached home located at 165 St Lawrence Street, Centre Hastings is currently for sale and has been available on SousaSells for 342 days. This property is listed at $499,000 with an estimated mortgage of $1,661* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 165 St Lawrence Street, Centre Hastings is in the Centre Hastings neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 20, 2025
Sold price information is available to members only
Listed Date8/8/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementUnfinished, Exposed Rock
Lot Size102.4 × 181.4 Feet
CountyHastings
Annual Tax$2,387
Legal DescriptionLT 25-26 PL 199 ; CENTRE HASTINGS ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Golf, Lake Access, Library, Park, Place Of Worship

Interior Features

Water Heater Owned, Water Meter, Water Softener

Security Features

Smoke Detector

Community Features

Virtual Tours

Location

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165 St Lawrence Street, Centre Hastings, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 165 St Lawrence Street W, Centre Hastings, ON K0K 2K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Hastings.

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Interest Rate4.00%
Down Payment$149,700 (30.0%)
* Minimum Canadian down payment required for this price is $24,950.
Amortization Period30 Years
Estimated Monthly Payment$1,661Based on a loan of $349,300 over 30 years.
Purchase Price$499,000
Loan Amount$349,300
Provincial Land Transfer Tax:$6,455
Total Estimated Closing Taxes:$6,455

About Purchasing a Home in Centre Hastings, ON

For a property listed at $499,000 in Centre Hastings, the legal minimum down payment is $24,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,455 for this transaction. As this listing is in Centre Hastings (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Centre Hastings, Centre Hastings.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$606,638

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.