96 Elgin Street, Centre Hastings, ON

$425,000
MLS#:X12903580
2 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Centre Hastings. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $425,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 66 x 82.5 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned, Water Purifier, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this charming and well-maintained 2-bedroom home, perfect for first-time buyers, downsizers, or investors. This inviting property features a bright and functional layout with spacious living areas, large windows that fill the home with natural light, and a warm, welcoming atmosphere throughout. The cozy kitchen offers ample cabinetry and counter space, making meal preparation both easy and enjoyable. Both bedrooms are generously sized, providing comfortable retreats with plenty of storage. The home has been carefully cared for, showcasing pride of ownership at every turn. Step outside to a private yard - ideal for relaxing, gardening or entertaining guests. Conveniently located close to schools, parks, and shopping, this home combines comfort, convenience, and value. Don't miss your opportunity to own this move-in-ready gem!

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Property Summary

This detached home located at 96 Elgin Street, Centre Hastings is currently for sale and has been available on SousaSells for 114 days. This property is listed at $425,000 with an estimated mortgage of $1,415* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 96 Elgin Street, Centre Hastings is in the Centre Hastings neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusExtension
Listed Date3/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementPartially Finished
Lot Size66 × 82.5 Feet
CountyHastings
Annual Tax$2,071
Legal DescriptionS 1/2 LT 27 N/S ELGIN ST PL 13 MADOC; CENTRE HASTINGS ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Library, Place Of Worship, Rec./Commun.Centre, School, School Bus Route

Interior Features

Water Heater Owned, Water Purifier, Water Softener

Security Features

Community Features

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Location

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96 Elgin Street, Centre Hastings, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 96 Elgin Street, Centre Hastings, ON K0K 2K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Hastings.

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Interest Rate4.00%
Down Payment$127,500 (30.0%)
* Minimum Canadian down payment required for this price is $21,250.
Amortization Period30 Years
Estimated Monthly Payment$1,415Based on a loan of $297,500 over 30 years.
Purchase Price$425,000
Loan Amount$297,500
Provincial Land Transfer Tax:$4,975
Total Estimated Closing Taxes:$4,975

About Purchasing a Home in Centre Hastings, ON

For a property listed at $425,000 in Centre Hastings, the legal minimum down payment is $21,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,975 for this transaction. As this listing is in Centre Hastings (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Centre Hastings, Centre Hastings.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$606,528

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.