120 UNION Street, Centre Wellington, ON

$1,199,900
MLS#:X12033734
4 beds
3 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on April 28, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $1,199,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 83 x 153 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: On Demand Water Heater, Water Heater
  • equipped with central air central cooling and highly efficient radiant heating via gas

Description

Nestled on one of the most prestigious streets in Fergus, this stunning red-brick residence seamlessly blends historic charm with modern conveniences. Set on a picturesque 83 x 153 ft lot, this 4-bedroom, 3-bathroom home is a private retreat surrounded by mature trees, lush gardens, and exceptional outdoor spaces. Step onto the inviting covered veranda and into a grand foyer, where a striking wood staircase sets the tone for this timeless home. The main level is designed for both entertaining and everyday living, featuring a spacious living room with a gas fireplace, large bright windows, and plenty of room for social gatherings or family game nights. A versatile office space with pocket doors leads to the updated eat-in kitchen, offering breathtaking views of the stately backyard. The second level boasts three generous bedrooms, a bright 4-piece bath, and a beautifully renovated bathroom with a claw-foot soaker tub, separate shower, and custom antique vanity. A charming second-story balcony provides a peaceful retreat with scenic town views. Ascend another grand staircase to the loft-style primary suite, complete with a walk-in closet and a wall of windows overlooking the stunning backyard. Outside, your private oasis awaitsfeaturing a spacious deck, a gorgeous pergola lounge area, a playhouse with a swing set, and majestic trees that have stood the test of time. A fully finished insulated shed with electrical, heating, and WiFi serves as the perfect studio, home office, or creative retreat. And for warm summer days, enjoy the inground heated pool, now updated with a brand-new liner. Just steps from the Grand River and downtown Fergus, this exceptional home offers character, history, and modern-day luxury in an unbeatable location. View Virtual Tour, Video and Floor Plans attached to listing.

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Property Summary

This detached home located at 120 UNION Street, Centre Wellington is currently for sale and has been available on SousaSells for 482 days. This property is listed at $1,199,900 with an estimated mortgage of $3,994* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 120 UNION Street, Centre Wellington is in the Fergus neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 28, 2025
Sold price information is available to members only
Listed Date3/21/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionVinyl Siding, Brick
BasementFull, Partially Finished
Lot Size83 × 153 Feet
CountyWellington
Annual Tax$6,502.93
Legal DescriptionPT LT 39 S/S OF THE RIVER PL 55 FERGUS; PT LT 61 S/S OF THE RIVER PL 55 FERGUS AS IN RO737898; CENTRE WELLINGTON

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

On Demand Water Heater, Water Heater

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Virtual Tours

Location

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120 UNION Street, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 120 UNION Street E, Centre Wellington, ON N1M 1V9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

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Interest Rate4.00%
Down Payment$359,970 (30.0%)
* Minimum Canadian down payment required for this price is $239,980.
Amortization Period30 Years
Estimated Monthly Payment$3,994Based on a loan of $839,930 over 30 years.
Purchase Price$1,199,900
Loan Amount$839,930
Provincial Land Transfer Tax:$20,473
Total Estimated Closing Taxes:$20,473

About Purchasing a Home in Centre Wellington, ON

For a property listed at $1,199,900 in Centre Wellington, the legal minimum down payment is $239,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,473 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$851,899

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.