199 St George Street, Centre Wellington, ON

$725,000
MLS#:X13027142
3 beds
1 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $725,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a premium 50.09 x 90.09 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Meter, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A classic Fergus home with all the charm you'd hope for. Built in 1926 and offering 1,591 sq ft, this sweet home features original floors, 3 bedrooms, and a covered front porch made for slow mornings and evening chats. The yard and gardens are truly something special, lush, inviting, and beautifully cared for. An attached garage and practical mudroom add everyday convenience. All just a short walk to downtown Fergus and the river, with shops, cafés, and trails right at your fingertips.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 5, 2026
Sold price information is available to members only
Listed Date4/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding, Brick
BasementFull, Unfinished
Lot Size50.09 × 90.09 Feet
CountyWellington
Annual Tax$3,704.67
Legal DescriptionPT LT 4 N/S OF N ST GEORGE ST PL 55 FERGUS AS IN R0733439; CENTRE WELLINGTON

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Golf, Hospital, Library, Park, Rec./Commun.Centre

Interior Features

Water Meter, Water Softener

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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199 St George Street, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 199 St George Street W, Centre Wellington, ON N1M 1H8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

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Interest Rate5.25%
Down Payment$47,500 (6.6%)
* Minimum Canadian down payment required for this price is $47,500.
Amortization Period25 Years
Estimated Monthly Payment$4,037Based on a loan of $677,500 over 25 years.
Purchase Price$725,000
Loan Amount$677,500
Provincial Land Transfer Tax:$10,975
Total Estimated Closing Taxes:$10,975

About Purchasing a Home in Centre Wellington, ON

For a property listed at $725,000 in Centre Wellington, the legal minimum down payment is $47,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,975 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,975.

Nearby Listings

Distance:

No current listings found in Centre Wellington.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$812,226

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.