245 Scotland Street, Unit 14, Centre Wellington, ON

$430,000
MLS#:X12703868
2 beds
1 baths
800-899 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick and concrete construction, this residence presents an exceptional opportunity offered at $430,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 800-899 sqft
  • 1.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient heat pump heating via gas

Description

Welcoming, functional, and impeccably maintained, this one-bedroom plus den condo features hardwood floors throughout and a thoughtful layout that blends modern comfort with small-town charm. The bright open-concept living and dining area is enhanced by large windows that flood the space with natural light. A contemporary kitchen with quality stainless steel appliances and ample counter space makes everyday living and entertaining effortless. The spacious Primary bedroom offers a peaceful retreat with a generous walk-in closet, while the versatile den-complete with a Murphy bed-can easily serve as a home office, guest space, or hobby room. Step onto your private balcony to enjoy morning coffee or unwind while taking in scenic views of the park below. Added conveniences include in-suite laundry and excellent building amenities such as a fully equipped fitness Centre, party room, and a rooftop patio ideal for socializing or relaxing. Perfectly situated just steps from the Grand River and its scenic walking trails, this condo also offers easy access to Fergus's historic downtown core, featuring charming shops, restaurants, and local pubs. With convenient access to major routes to Guelph, Kitchener, and the GTA, this home is ideal for those seeking both tranquility and connectivity. Don't miss your opportunity to make this beautiful condo your own.

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Property Summary

This condo apartment located at 245 Scotland Street, Centre Wellington is currently for sale and has been available on SousaSells for 181 days. This property is listed at $430,000 with an estimated mortgage of $1,431* per month. It has 2 beds, 1 bathroom, and is 800-899 square feet. 245 Scotland Street, Centre Wellington is in the Fergus neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
800-899 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateFebruary 11, 2026
Sold price information is available to members only
Listed Date1/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick, Concrete
BasementNone
CountyWellington
Annual Tax$2,891.36

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

Campground, Golf, Park, Library, Public Transit, Place Of Worship

Interior Features

Carpet Free, Primary Bedroom - Main Floor

Security Features

Other, Smoke Detector

Community Features

Virtual Tours

Location

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245 Scotland Street, Unit 14, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 245 Scotland Street 214, Centre Wellington, ON N1M 0B5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

Configure Loan Settings

Interest Rate4.00%
Down Payment$129,000 (30.0%)
* Minimum Canadian down payment required for this price is $21,500.
Amortization Period30 Years
Estimated Monthly Payment$1,431Based on a loan of $301,000 over 30 years.
Purchase Price$430,000
Loan Amount$301,000
Provincial Land Transfer Tax:$5,075
Total Estimated Closing Taxes:$5,075

About Purchasing a Home in Centre Wellington, ON

For a property listed at $430,000 in Centre Wellington, the legal minimum down payment is $21,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,075 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,075.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$851,899

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.