255 Provost Lane, Centre Wellington, ON

$674,900
MLS#:X13217648
6 beds
1 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $674,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a premium 93.56 x 82.5 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Softener, Sump Pump
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

SIX BEDROOMS! LARGE LOT! Welcome to a home where character, space, and family living come together in one of Fergus' most desirable neighbourhoods. Situated on a 93.56 x 82.50 ft corner lot surrounded by mature trees and beautiful gardens, this charming detached home offers approximately 1,893 sq ft of above-grade living space with six bedrooms, making it an exceptional opportunity for growing families. The spacious main level features a bright, open-concept layout that seamlessly connects the living, dining, and kitchen areas, creating the perfect space for everyday living and entertaining. Large windows fill the home with natural light while offering picturesque views of the surrounding greenery. The kitchen provides ample cabinetry, generous counter space, and a central island for casual dining and family gatherings. With four bedrooms conveniently located on the main floor and two additional bedrooms on the upper level, this home offers remarkable flexibility for families of all sizes. The upper-level retreat showcases beautiful wood-clad ceilings that add warmth and character. A beautifully updated four-piece bathroom completed in 2025 adds modern comfort while maintaining the home's welcoming appeal. Outside, the expansive yard is a true highlight. Towering mature trees provide shade and privacy while creating a peaceful outdoor setting. There is a detached single-car garage and driveway parking for up to five additional vehicles. Recent updates include a new roof in 2026, an updated bathroom in 2025, and replacement of outlets and switches throughout the home. Located in the heart of Fergus, you'll enjoy the convenience of being within walking distance to downtown shops, restaurants, parks, trails, schools, and everyday amenities while still enjoying the privacy and charm of this mature residential setting. Close to schools, shopping, parks, walking trails, and the vibrant downtown core, this property combines small-town charm with everyday convenience.

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Key Features

Bedrooms
6
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 11, 2026
Sold price information is available to members only
Listed Date5/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size93.56 × 82.5 Feet
CountyWellington
Annual Tax$3,453
Legal DescriptionPT LT 3 S/S OF N ST. GEORGE ST PL 55 FERGUS; PT LT 7 N/S OF N ST. PATRICK ST PL 55 FERGUS AS IN ROS556630; CENTRE WELLINGTON

Parking & Garage

Parking Spaces6.0
Garage Spaces5
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

Interior Features

Water Softener, Sump Pump

Security Features

Community Features

Location

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255 Provost Lane, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 255 Provost Lane, Centre Wellington, ON N1M 2M9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

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Interest Rate5.25%
Down Payment$42,490 (6.3%)
* Minimum Canadian down payment required for this price is $42,490.
Amortization Period25 Years
Estimated Monthly Payment$3,769Based on a loan of $632,410 over 25 years.
Purchase Price$674,900
Loan Amount$632,410
Provincial Land Transfer Tax:$9,973
Total Estimated Closing Taxes:$9,973

About Purchasing a Home in Centre Wellington, ON

For a property listed at $674,900 in Centre Wellington, the legal minimum down payment is $42,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,973 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,973.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$812,226

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.