295 Albert Street, Centre Wellington, ON

$849,900
MLS#:X11964767
4 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 21, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $849,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a spacious lot (Feet)
  • Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Immaculate is an Understatement for this Charming and Elegant Home with many characters in historic and Picturesque Fergus. Situated on a large pool-sized corner lot, this home is within a short walk to downtown, Grand River, local restaurants, boutique shops, parks, trails schools &short drive to New Hospital.No expense is spared by the current owner to renovate this home and now it's ready to be called yours. Welcoming Interlocked walkway & covered Porch leads to the main level through 80 Year old door,featuring an elegant hallway, great room and family size open concept, full of natural light kitchen featuring, huge island, custom Dekton quartz & butcher block countertops, high-end KitchenAid appliances. Walk out to 14' x 16' deck & huge backyard with 2 custom-built 10' x 16' storage sheds , 13' x 23' gravel pad for boat with 9' wide access gate. A separate Entrance to the fully finished basement is ideal for an In-law/Nanny Suite, Man Cave or hiding space for your grown-up kids. This Home is truly an ideal place for entertaining family & friends to create unforgettable memories. $287,500 is spent on renos, all done through professional contractors. List of updates as follows (2023)French drain with sump pump, boiler removal,full ductwork, HVAC&hot water tank,premium wide/long plank luxury vinyl flooring&carpet in bedrooms/main stairs, main floor insulation, drywall&all trim, new appliances, kitchen countertops (Dekton quartz and butcher block),2 bathrooms(2024)finished basement&laundry room, landscaping including,220 ft of the fence,9 wide gate with 13 x 23 gravel pad for boat, Two10x16 custom storage sheds(one with hydro) , flagstone walkway,14x16 deck, interlock sidewalk &steps to the front door, new perennials, shrubs and trees, driveway, water softener, soffits, fascia, eaves and siding (2025)custom window treatments(shutters and blinds) ,custom side entrance door( to be installed by 2/28). (2022)-New Roof by previous owners

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Property Summary

This detached home located at 295 Albert Street, Centre Wellington is currently for sale and has been available on SousaSells for 522 days. This property is listed at $849,900 with an estimated mortgage of $2,829* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 295 Albert Street, Centre Wellington is in the Fergus neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 21, 2025
Sold price information is available to members only
Listed Date2/10/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding, Brick
BasementSeparate Entrance, Finished
CountyWellington
Annual Tax$3,719.44
Legal DescriptionPT LT 8 S/S UNION ST & W/S TOWER ST PL 77 FERGUS; PT LT 9 S/S UNION ST & W/S TOWER ST PL 77 FERGUS AS IN ROS604962 S/T MS115117; CENTRE WELLINGTON

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Other

Security Features

Community Features

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Location

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295 Albert Street, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 295 Albert Street W, Centre Wellington, ON N1M 1X5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

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Interest Rate4.00%
Down Payment$254,970 (30.0%)
* Minimum Canadian down payment required for this price is $59,990.
Amortization Period30 Years
Estimated Monthly Payment$2,829Based on a loan of $594,930 over 30 years.
Purchase Price$849,900
Loan Amount$594,930
Provincial Land Transfer Tax:$13,473
Total Estimated Closing Taxes:$13,473

About Purchasing a Home in Centre Wellington, ON

For a property listed at $849,900 in Centre Wellington, the legal minimum down payment is $59,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,473 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$851,899

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.