31 Kay Crescent, Centre Wellington, ON

$895,000
MLS#:X12492130
3 beds
4 baths
2000-2500 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 9, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $895,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 32 x 119 ft lot
  • Features a finished with walk-out, full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Are you looking for a family home with lots of space for the whole family? Then don't let this one pass you by! This great 2 storey home with a fully finished walkout basement is in one of Fergus's popular and desirable family neighbourhoods. Almost 2850 sq ft of living space including the fully finished walkout basement. This home has a fabulous floorplan, as you enter through the front door into the spacious foyer there is a front hall closet and 2-piece washroom. Head into the bright and spacious main living area, with open concept dining area, living room with gas fireplace, well equipped kitchen with dark stained cabinetry, stainless appliances, centre island, granite counter tops, ceramic tiled backsplash, a very bright spacious dinette area and patio door leading out to the raised deck. Head upstairs and you will love the large family/bonus room with high ceilings, and garden doors leading out to a balcony at the front of the house. In addition to the bonus room there is a large primary bedroom with walk in closet, a good sized 4-piece ensuite with a large glass shower, soaker tub and double vanity. There are 2 more good sized bedrooms and a 4-piece main bathroom. As you head down to the finished basement you will find access to the attached garage, the finished basement has a large bright rec room, a 4 piece bathroom, laundry and lots of storage.There are patio doors from the rec room leading out to a patio and a fenced backyard with no neighbours in behind. This home is move in ready. Come and view this great family home today!

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Property Summary

This detached home located at 31 Kay Crescent, Centre Wellington is currently for sale and has been available on SousaSells for 260 days. This property is listed at $895,000 with an estimated mortgage of $2,979* per month. It has 3 beds, 4 bathrooms, and is 2000-2500 square feet. 31 Kay Crescent, Centre Wellington is in the Fergus neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 9, 2026
Sold price information is available to members only
Listed Date10/30/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished with Walk-Out, Full, Finished
Lot Size32 × 119 Feet
CountyWellington
Annual Tax$5,268.81
Legal DescriptionLOT 23, PLAN 61M213 TOWNSHIP OF CENTRE WELLINGTON

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, Library, Rec./Commun.Centre, Place Of Worship, Park

Interior Features

None

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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31 Kay Crescent, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 31 Kay Crescent, Centre Wellington, ON N1M 2B2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

Configure Loan Settings

Interest Rate4.00%
Down Payment$268,500 (30.0%)
* Minimum Canadian down payment required for this price is $64,500.
Amortization Period30 Years
Estimated Monthly Payment$2,979Based on a loan of $626,500 over 30 years.
Purchase Price$895,000
Loan Amount$626,500
Provincial Land Transfer Tax:$14,375
Total Estimated Closing Taxes:$14,375

About Purchasing a Home in Centre Wellington, ON

For a property listed at $895,000 in Centre Wellington, the legal minimum down payment is $64,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,375 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,375.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$851,899

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.