38 Milligan Street, Centre Wellington, ON

$765,000
MLS#:X12052889
4 beds
2 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $765,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 42 x 108 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Softener, Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via other

Description

Looking for a little more elbow room? Look no further than 38 Milligan St. This well laid out backsplit has 4 finished levels with room for the whole family! 3 bedrooms on the upper level and one on the above ground rear level means everyone can have their own space and with two full washrooms, getting everyone ready for bed should be easy. The main floor boasts living room plus large, recently updated kitchen with island and stylish quartz counters. The family room with sliding doors to the rear yard with two tier deck and hot tub is just a few steps down and is large enough to accommodate your big screen tv and give the kids room for their toys. The fourth finished level boasts a bar and more entertaining space plus enclosed storage room for all of your extras. This is a family friendly neighbourhood, close to shopping, fast food and Milligan Street park just a few doors down. Come take a look today!

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Property Summary

This detached home located at 38 Milligan Street, Centre Wellington is currently for sale and has been available on SousaSells for 471 days. This property is listed at $765,000 with an estimated mortgage of $2,546* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 38 Milligan Street, Centre Wellington is in the Fergus neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 21, 2025
Sold price information is available to members only
Listed Date4/1/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick, Vinyl Siding
BasementFinished
Lot Size42 × 108 Feet
CountyWellington
Annual Tax$3,999
Legal DescriptionLOT 27, PLAN 61M25, CENTRE WELLINGTON

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceOther
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

Water Softener, Auto Garage Door Remote

Security Features

Community Features

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Location

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38 Milligan Street, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 38 Milligan Street, Centre Wellington, ON N1M 3R3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

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Interest Rate4.00%
Down Payment$229,500 (30.0%)
* Minimum Canadian down payment required for this price is $51,500.
Amortization Period30 Years
Estimated Monthly Payment$2,546Based on a loan of $535,500 over 30 years.
Purchase Price$765,000
Loan Amount$535,500
Provincial Land Transfer Tax:$11,775
Total Estimated Closing Taxes:$11,775

About Purchasing a Home in Centre Wellington, ON

For a property listed at $765,000 in Centre Wellington, the legal minimum down payment is $51,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,775 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,775.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$851,899

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.