428 Union Street, Centre Wellington, ON

$749,900
MLS#:X13609554
3 beds
4 baths
1500-2000 sqft
4.0 parking
Residential Freehold
428 W Union Street W, Centre Wellington, ON N1M 1V7

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $749,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 51.71 x 110 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Storage Area Lockers, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Pride of Ownership is evident in this beautifully maintained, all brick, two-storey home, nestled in the heart of Fergus. As the original owners they have kept every detail pristine. This home boasts 3 spacious bedrooms. The generously sized primary bedroom offers a separate jetted tub and shower, and a beautiful large window fills the room with natural light, creating a bright and welcoming atmosphere. The second bedroom also enjoys ensuite privileges, providing added convenience. Additionally, the second floor is brightened by a large skylight bringing in even more natural light. On the main floor, you'll find a convenient 2 pc bathroom, a main floor laundry room with direct access to the 2 car garage. In addition, the garage provides direct access to the private backyard. A welcoming living room features a cozy corner fireplace, complimented by a separate dining room, and a bright kitchen with a breakfast area. Beautiful hardwood floors run throughout the main level. Stylish French doors lead both into the dining room and into the kitchen. The kitchen features a walkout to a covered deck. California shutters frame the windows beautifully, adding a refined feel throughout the house. The basement offers a finished family room with an electric stove along with a 3 piece bathroom. Adjacent is a large utility room, ideal for storage, and equipped with a workbench, providing a perfect space for DIY projects or additional organization. Nearby, a spacious cold room offers additional storage, perfect for preserves or seasonal items. Beyond the indoor living space you'll find tranquil surroundings with lush greenery and a fully fenced yard that offers exceptional privacy. Gates on both sides allow easy access to the backyard, which also highlights a custom-built shed. The flagstone patio provides a peaceful space to unwind. This property is conveniently located to all amenities, including shopping, schools, parks, and more..

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Property Summary

This detached home located at 428 Union Street, Centre Wellington is currently for sale and has been available on SousaSells for 10 days. This property is listed at $749,900 with an estimated mortgage of $2,496* per month. It has 3 beds, 4 bathrooms, and is 1500-2000 square feet. 428 Union Street, Centre Wellington is in the Fergus neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Fergus, Centre Wellington.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 4 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Centre Wellington.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementPartially Finished
Lot Size51.71 × 110 Feet
CountyWellington
Annual Tax$5,040.64
Legal DescriptionLT 26 PL 816 FERGUS S/T RIGHT IN RO794347; S/T RO658783, RO793030; CENTRE WELLINGTON

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Level
  • Public Transit
  • School
  • School Bus Route

Interior Features

  • Auto Garage Door Remote
  • Storage Area Lockers
  • Sump Pump
  • Water Heater Owned
  • Water Softener
  • Workbench

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 428 Union Street, Centre Wellington, ON

Q.What is the asking price for 428 Union Street, Centre Wellington, ON ?

The current listing price for 428 Union Street, Centre Wellington, ON in Fergus, Centre Wellington is $749,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 4 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 428 Union Street, Centre Wellington, ON ?

428 Union Street, Centre Wellington, ON is a Detached (2-Storey) featuring a Partially Finished basement.

Q.What key property features does 428 Union Street, Centre Wellington, ON offer?

Key property features include: Fenced Yard, Level, Public Transit, School, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Storage Area Lockers, Sump Pump, Water Heater Owned, Water Softener, Workbench.

Q.What security features are installed at 428 Union Street, Centre Wellington, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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428 Union Street, Centre Wellington, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 428 W Union Street W, Centre Wellington, ON N1M 1V7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

Configure Loan Settings

Interest Rate4.00%
Down Payment$224,970 (30.0%)
* Minimum Canadian down payment required for this price is $49,990.
Amortization Period30 Years
Estimated Monthly Payment$2,496Based on a loan of $524,930 over 30 years.
Purchase Price$749,900
Loan Amount$524,930
Provincial Land Transfer Tax:$11,473
Total Estimated Closing Taxes:$11,473

About Purchasing a Home in Centre Wellington, ON

For a property listed at $749,900 in Centre Wellington, the legal minimum down payment is $49,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,473 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,473.

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Fergus, Centre Wellington Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,193,725

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Fergus, Centre Wellington

Elementary Schools

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Secondary Schools

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Fergus, Centre Wellington Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.