This property was sold on December 17, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $754,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
434 Black St is a beautifully maintained two-storey home situated in a peaceful Fergus neighbourhood, ideal for families. The bright, open-concept main floor features a modern kitchen with newer appliances, ample counter space, and a seamless flow to a south-facing deck with a gazebo, perfect for enjoying green space and sunrise views. A convenient two-piece bathroom completes the main level. Upstairs offers three comfortable bedrooms, including a spacious primary suite with a walk-in closet, and a large main bathroom with a soaker tub and separate shower. The finished basement provides a great space for family movie nights or play, enhanced with theatre lighting, laundry facilities, and extra storage. This home is equipped with smart security and home technology, including a Qolsys Alarm System with smart home integration and remote access, as well as a Uniview camera system with motion detection, full colour night vision, and mobile app control. Recent updates include a new furnace and roof with a lifetime warranty (2022), appliances (2022), basement windows (2020), garage door (2017), water softener (2018), central vacuum (2019), and paved driveway (2017). The 1.5-car garage offers ample space for vehicles and storage, while a detached shed is perfect for DIY projects. Ideally located within walking distance to schools, parks, shopping, and downtown Fergus, this move-in ready home combines comfort, convenience, and modern upgrades.
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This detached home located at 434 Black Street, Centre Wellington is currently for sale and has been available on SousaSells for 329 days. This property is listed at $754,900 with an estimated mortgage of $2,513* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 434 Black Street, Centre Wellington is in the Fergus neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Fenced Yard, Greenbelt/Conservation, School Bus Route, School, River/Stream
Central Vacuum, Floor Drain, Sump Pump, Water Heater, Water Softener, Auto Garage Door Remote
Security System, Alarm System, Monitored
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 434 Black Street, Centre Wellington, ON N1M 3M3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.
About Purchasing a Home in Centre Wellington, ON
For a property listed at $754,900 in Centre Wellington, the legal minimum down payment is $50,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,573 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,573.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.