446 St Andrew Street, Centre Wellington, ON

$899,900
MLS#:X12044163
3 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick and brick veneer construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 24.97 x 156.44 ft lot
  • Features a full, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Paradise lost...paradise FOUND! This is the home you've been searching for for years. Stunningly renovated, freehold townhome (no condo fees) backing onto the beautiful Grand River with breathtaking views from numerous vantage points throughout the home. Just wait until you see the Gourmet's kitchen. Gorgeous white wooden cabinets highlighted with Corian countertops and an 88" x 38" island with breakfast bar. Appliances included including a dual oven (gas), fridge with ice/water feature and beverage centre fridge! The entire main floor boasts rich, hand scraped hardwood and you will enjoy the spacious living room and dining room with a walkout to a partially covered 22 x 7'9" TREX deck and has a natural gas hook up for your BBQ. The upper level Primary suite is amazing! Another walkout to a private perch TREX deck (9'4 x 7"8) with unobstructed views of The Grand! The ensuite has been completely remodeled to offer you a MAAX 60" massage jet bathtub, your own steam shower, a heated towel rack and multi-media lit mirror. An huge walk-in closet with extensive built-in organizers. Your laundry is on the upper level and has a convenient folding counter, upper cabinets and a deep stainless sink! Wander down into the basement to check out the warm recreation room offering a 2nd gas fireplace and a THIRD walkout. This one onto an on ground TREX deck covered by the deck above. We also have a 3rd bedroom or den for flexible uses. Updates and extras include a Generac generator, new furnace and central air (2024), roof in 2016 with gutter guards on all eaves and roof shingle heaters to prevent ice damming. All water closets are duo-flush and rite-height for maximum comfort.

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Property Summary

This townhouse located at 446 St Andrew Street, Centre Wellington is currently for sale and has been available on SousaSells for 479 days. This property is listed at $899,900 with an estimated mortgage of $2,995* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 446 St Andrew Street, Centre Wellington is in the Fergus neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 7, 2025
Sold price information is available to members only
Listed Date3/26/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionBrick, Brick Veneer
BasementFull, Walk-Out
Lot Size24.97 × 156.44 Feet
CountyWellington
Annual Tax$5,202
Legal DescriptionPt Blk 2, Pl 61M73, Pt 2, 61R9283; Centre Wellington

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Bar Fridge, Central Vacuum, Generator - Full, Sump Pump, Upgraded Insulation, Water Heater, Water Meter, Water Purifier, Water Softener, Workbench

Security Features

Community Features

Location

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446 St Andrew Street, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 446 St Andrew Street E, Centre Wellington, ON N1M 1R5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

Configure Loan Settings

Interest Rate4.00%
Down Payment$269,970 (30.0%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period30 Years
Estimated Monthly Payment$2,995Based on a loan of $629,930 over 30 years.
Purchase Price$899,900
Loan Amount$629,930
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in Centre Wellington, ON

For a property listed at $899,900 in Centre Wellington, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$851,899

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.