45 Church Street, Centre Wellington, ON

$1,499,900
MLS#:X11926408
3 beds
3 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Elora/Salem. Expertly crafted featuring premium brick and wood construction, this residence presents an exceptional opportunity offered at $1,499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 57.6 x 99.62 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Guest Accommodations, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This is one you may have been waiting for. Welcome to 45 Church Street East. The perfect walkable location to Downtown Elora and everything it has to offer. The 2 storey home with 3rd level loft also features a separate luxury AirBnB suite and detached 2 car garage. Over the past couple years, this yellow brick beauty has undergone a stunning transformation inside and out. The original character of the home has been very nicely maintained - with a lot of thoughtful modern touches added. You will love the designer kitchen with high end appliances. Combination central air/heat with supplementary heat pump system for the ultimate in comfort year round. Plus the two gas fireplaces of course. Even the garage has air conditioning and heating. Custom his & her walk in wardrobe room. This home has been ultimately redesigned with empty nesters / busy couples in mind. Professional landscaping and hardscaping, complete with tasteful landscape lighting. The gas lantern out front is a nice touch. Private fully fenced rear yard with decking out back. Book your private tour today - opportunities like this do not come up often in Elora.

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Property Summary

This detached home located at 45 Church Street, Centre Wellington is currently for sale and has been available on SousaSells for 546 days. This property is listed at $1,499,900 with an estimated mortgage of $4,993* per month. It has 3 beds, 3 bathrooms, and is 2000-2500 square feet. 45 Church Street, Centre Wellington is in the Elora/Salem neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 30, 2025
Sold price information is available to members only
Listed Date1/16/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick, Wood
BasementFull, Unfinished
Lot Size57.6 × 99.62 Feet
CountyWellington
Annual Tax$4,339
Legal DescriptionPT LT 6 W/S OF PRINCESS ST PL 181 ELORA; PT LT 7 W/S OF PRINCESS ST PL 181 ELORA AS IN RO778504; CENTRE WELLINGTON

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Rec./Commun.Centre, River/Stream, School

Interior Features

Auto Garage Door Remote, Guest Accommodations, In-Law Suite, Water Heater, Water Softener

Security Features

Security System

Community Features

Virtual Tours

Location

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45 Church Street, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 Church Street E, Centre Wellington, ON N0B 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

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Interest Rate4.00%
Down Payment$449,970 (30.0%)
* Minimum Canadian down payment required for this price is $299,980.
Amortization Period30 Years
Estimated Monthly Payment$4,993Based on a loan of $1,049,930 over 30 years.
Purchase Price$1,499,900
Loan Amount$1,049,930
Provincial Land Transfer Tax:$26,473
Total Estimated Closing Taxes:$26,473

About Purchasing a Home in Centre Wellington, ON

For a property listed at $1,499,900 in Centre Wellington, the legal minimum down payment is $299,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $26,473 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $26,473.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Elora/Salem, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,141,100

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.