450 Forfar Street, Centre Wellington, ON

$669,000
MLS#:X12557912
3 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $669,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 61 x 110 ft lot
  • Features a full, walk-out, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Discover the charm and convenience of this beautifully maintained raised bungalow in one of Fergus's most desirable neighbourhoods. Featuring 3 bedrooms and 2 bathrooms, this home offers a warm and welcoming layout perfect for families, downsizers, or investors. The main floor boasts hardwood flooring, upgraded lighting with pot lights, and a bright living room with a gas fireplace, creating an inviting space for everyday living. The kitchen is equipped with stainless steel appliances, while the updated bathrooms and neutral décor throughout make this home truly move-in ready. The lower level adds valuable living space with large rec room and bathroom a ground level walkout to a covered patio, ideal for relaxing or entertaining year-round. Set on a large, mature, fully fenced lot, the property offers plenty of outdoor enjoyment along with a spacious storage shed. Enjoy the convenience of being walking distance to historic downtown Fergus and just minutes from the scenic Cataract Trail, perfect for nature lovers. Stylish, practical, and ideally located-this home is an exceptional opportunity you won't want to miss.

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Property Summary

This detached home located at 450 Forfar Street, Centre Wellington is currently for sale and has been available on SousaSells for 236 days. This property is listed at $669,000 with an estimated mortgage of $2,227* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 450 Forfar Street, Centre Wellington is in the Fergus neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 5, 2026
Sold price information is available to members only
Listed Date11/19/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionAluminum Siding, Brick
BasementFull, Walk-Out, Finished
Lot Size61 × 110 Feet
CountyWellington
Annual Tax$3,403.28
Legal DescriptionLT 58 PL 548 FERGUS; S/T MS25037; CENTRE WELLINGTON

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, Library, School, Place Of Worship, Park

Interior Features

Auto Garage Door Remote, Central Vacuum, Water Heater

Security Features

Community Features

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Location

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450 Forfar Street, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 450 Forfar Street, Centre Wellington, ON N1M 1B6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

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Interest Rate4.00%
Down Payment$200,700 (30.0%)
* Minimum Canadian down payment required for this price is $41,900.
Amortization Period30 Years
Estimated Monthly Payment$2,227Based on a loan of $468,300 over 30 years.
Purchase Price$669,000
Loan Amount$468,300
Provincial Land Transfer Tax:$9,855
Total Estimated Closing Taxes:$9,855

About Purchasing a Home in Centre Wellington, ON

For a property listed at $669,000 in Centre Wellington, the legal minimum down payment is $41,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,855 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,855.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$851,903

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.