460 Geddes Street, Centre Wellington, ON

$749,000
MLS#:X12478422
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Elora/Salem. Expertly crafted featuring premium brick and wood construction, this residence presents an exceptional opportunity offered at $749,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 77.41 x 105 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Central Vacuum, Water Softener
  • Efficient forced air heating via gas

Description

Welcome to 460 Geddes Street, Elora. Tucked along the Irvine River, this charming bungalow offers a warm, cottage-like feel just steps from the gorge and walking distance to Elora's downtown shops and restaurants. Featuring 3 spacious bedrooms up, 1 down, and 2 full baths, it's ideal for families or downsizers alike. The bright, open layout includes a large kitchen island, cozy wood-burning fireplace, and walkout to a terraced backyard overlooking the river valley. Updates include a newer gas furnace and hot water tank, new garage door, and newer sliding doors.

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Property Summary

This detached home located at 460 Geddes Street, Centre Wellington is currently for sale and has been available on SousaSells for 266 days. This property is listed at $749,000 with an estimated mortgage of $2,493* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 460 Geddes Street, Centre Wellington is in the Elora/Salem neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 24, 2026
Sold price information is available to members only
Listed Date10/23/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Wood
BasementFinished with Walk-Out
Lot Size77.41 × 105 Feet
CountyWellington
Annual Tax$4,207
Legal DescriptionPT LT 6 SW/S UNION ST PL 75 WISSLER'S PORTION NICHOL PT 3 61R2487; S/T ROS261202; CENTRE WELLINGTON

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Central Vacuum, Water Softener

Security Features

Community Features

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Location

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460 Geddes Street, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 460 Geddes Street, Centre Wellington, ON N0B 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

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Interest Rate4.00%
Down Payment$224,700 (30.0%)
* Minimum Canadian down payment required for this price is $49,900.
Amortization Period30 Years
Estimated Monthly Payment$2,493Based on a loan of $524,300 over 30 years.
Purchase Price$749,000
Loan Amount$524,300
Provincial Land Transfer Tax:$11,455
Total Estimated Closing Taxes:$11,455

About Purchasing a Home in Centre Wellington, ON

For a property listed at $749,000 in Centre Wellington, the legal minimum down payment is $49,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,455 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Elora/Salem, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,141,100

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.